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Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Application Cancelled

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Application Cancelled

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Almost Done

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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Almost Done

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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Protection Product Information

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Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.


Review and Submit

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Review and Submit
Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)

How are you eligible for membership?
SLOC=San Luis Obispo County
SBC=Santa Barbara County
VC=Ventura County
MC=Monterey County
SCC=Santa Cruz County
TC=Tulare County
KC=Kern County
FC=Fresno County
KINGSC=Kings County

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Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

By clicking on "I agree", you promise that everything you have stated in this application is correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Additional Applicant Information

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About Your Additional Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.


Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Authorized User Information

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Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible for the repayment of all debts on the account, including all transactions made by authorized users.

One-Time Passcode

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One-Time Passcode

One-Time Passcode

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One-Time Passcode

Authentication Questions

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Authentication Questions

Co-Authentication Questions

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Authentication Questions

Restart Popup

Do you want to cancel the verification process? Doing so may delay the processing of your application.