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Credit Card Information
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Applicant Information
Tell Us About Yourself
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Reference Information
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Declaration
1. Are you obligated to make Alimony, Support or Maintenance Payments?
Additional Information
How many dependents do you have? (Dependents are any children you claim on your taxes).*
What are the ages of your dependents?*
Hours at work per week*
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Funding
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Branch Selection
Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I am eligible for membership because I live in a qualifying county or city
I am eligible for membership because I work in a qualifying county or city
I am eligible for membership because I worship in a qualifying county or city
. I worship at .
I am eligible for membership because I attend school in a qualifying county or city
. I attend school at .
I am eligible for membership because I volunteer in a qualifying county or city
I am an existing member of DCCU. My account number is:
(enter account #)
I qualify for membership because I am an immediate family member of, or live in a household with a person eligible for membership or an existing member. Please tell us the name of that individual
. Through which county or city is this person eligible? What is your relationship to this person?
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Main Share Savings - Online
Min Deposit: $5.00
You may select one of the following products
Available Products
Rewards
Min Deposit: $0.00
Grow
Min Deposit: $0.00
6 Mo Cert - Online
APY: 4.33% Min Deposit: $500.00 Max Deposit: $2,500.00
1 Yr Cert - Online
APY: 3.30% Min Deposit: $500.00 Max Deposit: $2,500.00
15 Month Cert - Online
APY: 4.07% Min Deposit: $500.00 Max Deposit: $2,500.00
18 Mo Cert - Online
APY: 3.04% Min Deposit: $500.00 Max Deposit: $2,500.00
2 Yr Cert - Online
APY: 3.09% Min Deposit: $500.00 Max Deposit: $2,500.00
30 Mo Cert - Online
APY: 3.14% Min Deposit: $500.00 Max Deposit: $2,500.00
3 Yr Cert - Online
APY: 3.40% Min Deposit: $500.00 Max Deposit: $2,500.00
4 Yr Cert - Online
APY: 3.35% Min Deposit: $500.00 Max Deposit: $2,500.00
5 Yr Cert - Online
APY: 3.30% Min Deposit: $500.00 Max Deposit: $2,500.00
Christmas Club
Automatically transfers the entire balance to your main share savings every year on October 1st. Christmas Club. APY.
Savings Vacation Club
A savings vacation(club) account that can be used to save for vacation or any other savings goal. Savings Vacation Club. APY.
Savings Club
A savings (club) account for any savings purpose. Savings Club. APY.
Money Market
Earns a higher dividend rate, but limited to 6 withdrawals per month. Money Market. APY.
APY (Annual Percentage Yield)
Your Selected Products
Please answer the following question(s)
How did you hear about DCCU?*
Please describe how you heard about DCCU.*
What was your primary reason for selecting DCCU?*
Do you plan on doing a balance transfer to this card?*
What card(s)/account(s) are you including in the balance transfer?*
List any credit cards/accounts that will be closed (separated by a comma)*
Please describe the primary reason for joining DCCU.*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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Additional Applicant Information
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About Your Additional Applicant
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SSN IconQuestion
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Co/Joint Declarations
1. Are you obligated to make Alimony, Support or Maintenance Payments?
Additional Information
How many dependents do you have? (Dependents are any children you claim on your taxes).*
What are the ages of your dependents?*
Hours at work per week*
Authorized User Information
Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes
to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible
for the repayment of all debts on the account, including all transactions made by authorized users.
Application Completed
Error
product limits exceeded for credit cards.
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Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.