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Personal Loan Information
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If you have received credit (loan, credit card, line of credit, etc.) at another financial institution within the last 60 days, please list your monthly payment and the name of the financial institution.
Upload Documents
Please Upload The Following Documents:
Non expired Government ID* (NYS driver’s license or non-driver’s license with current address, Passport, U.S. Military ID, or other Government Issued ID).
Proof of Income* - for all income listed on the application you wish for us to consider. ( Paystubs , Verification of Benefits, Tax Return, W-2, Bank Statements, etc.).
TO HELP SPEED UP THE APPLICATION PROCESS WE RECOMEND THE FOLLOWING:
Personal Loans for the purpose of Debt Consolidation- Upload your most recent statement & proof of the current balance for each account you wish to consolidate, if approved for the loan.
Assets
Declaration
1. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
2. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
3. Have you any outstanding judgments?
4. Are you a party to a lawsuit?
5. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
6. Have you ever had credit in any other name?
7. Is Your Income Likely to Decline in the next two years?
8. Are you obligated to make Alimony, Support or Maintenance Payments?
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Almost Done
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Additional Applicant Information
About Your Additional Applicant
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SSN IconQuestion
Reference Information
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Please Upload The Following Documents:
Non expired Government ID* (NYS driver’s license or non-driver’s license with current address, Passport, U.S. Military ID, or other Government Issued ID).
Proof of Income* - for all income listed on the application you wish for us to consider. ( Paystubs , Verification of Benefits, Tax Return, W-2, Bank Statements, etc.).
TO HELP SPEED UP THE APPLICATION PROCESS WE RECOMEND THE FOLLOWING:
Personal Loans for the purpose of Debt Consolidation- Upload your most recent statement & proof of the current balance for each account you wish to consolidate, if approved for the loan.
Co-App Assets
Co/Joint Declarations
1. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
2. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
3. Have you any outstanding judgments?
4. Are you a party to a lawsuit?
5. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
6. Have you ever had credit in any other name?
7. Is Your Income Likely to Decline in the next two years?
8. Are you obligated to make Alimony, Support or Maintenance Payments?
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Protection Product Information
Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.
Deposit Account Information
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Review and Submit
Review and Submit
Branch Selection
Personal Loan Information
Additional Loan Information
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Reference Information
Secondary Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Are you a Veteran?*
Do you currently have Direct Deposit with Buffalo Metropolitan FCU?*
Would you like to sign up?*
Do you want the loan to be paid automatically via Direct Deposit?*
Would you like to receive an email or text message regarding the status and/or updates on your application? (If you no longer wish to receive emails from us call 716-847-6960 or send us an email at bufmet@bflometrocu.org)*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.