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Branch Selection
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Additional Loan Information
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Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I qualify through my Employer or Organization
I qualify because I am related to a current NWFCU member.
The current member is my: Their account number is: .
I want to join a Community Partner which makes me eligible to join Northwest Federal Credit Union
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Primary Savings
Northwest Federal will deposit the $1 membership share into your primary savings account. This minimum balance is required to maintain your membership with the credit union.
APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00
You may select one of the following products
Available Products
Choice Checking
Enjoy convenient account access and save money with this free checking account featuring no monthly maintenance fees or minimum balance requirements.
Max Deposit: $5,000.00
Elite Checking
Our dividend-earning account features no monthly maintenance fee when you maintain a $5,000 average monthly balance. You can earn a higher dividend rate with $1,000 minimum in deposits per month to the account.
APY: 0.02% Max Deposit: $5,000.00
Dividend Rewards Checking
Dividend Rewards Checking with Rewards Savings
Debit Rewards Checking
Debit Rewards Checking with Rewards Savings
Rewards Savings with Dividends Rewards Checking
Earn higher dividends with a Rewards Savings account when you have a Debit Rewards checking account. “Please note: if you have already opened a Northwest Federal Debit Rewards checking account, only Rewards Savings will be added to your account.”
No minimum balance requirement for Rewards Savings or Debit Rewards.
Rewards Savings with Debit Rewards Checking
Earn higher dividends with a Rewards Savings account when you have a Debit Rewards checking account. “Please note: if you have already opened a Northwest Federal Debit Rewards checking account, only Rewards Savings will be added to your account.”
No minimum balance requirement for Rewards Savings or Debit Rewards.
Savings Club
Save for seasonal expenses, such as holiday purchases, vacations or even your yearly personal property tax bill. Choose your initial disbursement date and funds will be transferred to your Primary Savings account annually on that date.
APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00
Secondary Savings
APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00
Money Market
Want dividends and checking flexibility? Our Money Market Account (MMA) makes it possible. Featuring a higher dividend rate than our standard savings account, a Money Market Account also lets you enjoy flexibility, convenience, and protection.
3 Month Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
APY: 0.05% Min Deposit: $1,000.00
6 Month Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
APY: 0.11% Min Deposit: $1,000.00
10 Month Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
Max APY: 4.10% Min Deposit: $1,000.00
11 Month Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
Max APY: 4.10% Min Deposit: $1,000.00
1 Year Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
Max APY: 4.10% Min Deposit: $1,000.00
18 Month Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
Max APY: 3.60% Min Deposit: $1,000.00
2 Year Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
Max APY: 3.60% Min Deposit: $1,000.00
3 Year Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
Max APY: 3.60% Min Deposit: $1,000.00
4 Year Certificate
Max APY: 3.60% Min Deposit: $1,000.00
5 Year Certificate
Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.
Max APY: 3.60% Min Deposit: $1,000.00
APY (Annual Percentage Yield)
Your Selected Products
Funding
Your funds will not be transferred until all of your accounts are approved
How much do you want to deposit?
$0.00
Funding Options
Please answer the following question(s)
Are you obligated to pay Alimony or Child Support?
(If yes, please list monthly amount in the expense section)*
You acknowledge that if you choose to complete this loan application and obtain a loan with the credit union, information about the loan will be reported to credit bureaus reflecting Northwest Federal Credit Union as the lender of record.*
Please let us know how you heard about Northwest Federal Credit Union.*
If you selected "Other", please tell us how you heard about Northwest:
Do you plan to use your account to conduct international transactions such as incoming or outgoing international wires or receive international ACH credits?*
Approximate Annual Income?*
Source of deposits, if other than Payroll (i.e. Pension, Social Security)*
How will you use this account (i.e. Savings, Primary, Expenses)?*
Under penalty of perjury, I certify that: (1) the Social Security Number (SSN)/Taxpayer Identification Number (TIN) listed above is my correct taxpayer identification number (or I am waiting for one to be issued) and (2) I am not subject to backup withholding because (a) I am exempt, or (b) I have not been notified by the IRS that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) because the IRS has notified me that I am no longer subject to backup withholding and (3) I am a U.S. citizen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an individual who is a U.S. citizen or U.S. resident alien a partnership, corporation, company, or association created or organized in the United Sates or under the laws of the United Sates an estate (other than a foreign estate) or a domestic trust (as defined in Regulations section 301.7701-7.*
Certificate Applicants – I have read and acknowledge the Certificate Disclosures (all other applicants, select “N/A”).*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
By clicking the “I Agree” button you authorize Northwest Federal Credit Union to complete ID verification and to access your credit file to authenticate your identity and facilitate the processing of this application or other related financial services as submitted now or in the future. You understand that you may be asked questions based on the information in your credit file, as part of this process, and that NWFCU may obtain and review your credit history and past banking relationships before accepting this account.
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