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Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I qualify through my Employer or Organization
I qualify because I am related to a current NWFCU member.
The current member is my: Their account number is: .
I want to join a Community Partner which makes me eligible to join Northwest Federal Credit Union
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Required Products
Select at least one of the following products required for membership
Primary Savings

Northwest Federal will deposit the $1 membership share into your primary savings account. This minimum balance is required to maintain your membership with the credit union.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00


You may select one of the following products
Available Products
Top Pick Certificate

Earn 5.00% APY when you open a 10 month Top Pick Certificate with $100,000.00 minimum deposit required and no maximum requirement. This special offer is available for certificates opened online. See Certificate Disclosure for terms and conditions.

APY: 5.00% Min Deposit: $100,000.00

Football Certificate

Limited-time only! Earn 6% APY when you open a 4-month Football Certificate with $1,000 minimum deposit. This special offer is available for Traditional Certificates opened online or in-branch.

APY: 6.00% Min Deposit: $1,000.00

McLean Certificate

Earn 4.60% APY when you open a 30-month McLean Certificate with $1000.00 minimum deposit required and no maximum requirement. This special offer is available for traditional certificates opened online or in-branch. See Certificate Disclosure for terms and conditions.

APY: 4.60% Min Deposit: $1,000.00

Neighbor Certificate

Earn 4.75% APY when you open a 11-month Neighbor Certificate with $1000.00 minimum deposit required and no maximum requirement. This special offer is available for traditional certificates opened online or at any branch. See Certificate Disclosure for terms and conditions.

APY: 4.75% Min Deposit: $1,000.00

Dealer Certificate

Earn 4.75% APY when you open a 11-month Dealer Certificate with $1000.00 minimum deposit required and no maximum requirement. This special offer is available for traditional certificates opened online. See Certificate Disclosure for terms and conditions.

APY: 4.75% Min Deposit: $1,000.00

3 Month Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

APY: 0.05% Min Deposit: $1,000.00

6 Month Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

APY: 0.11% Min Deposit: $1,000.00

10 Month Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

APY: 4.00% Min Deposit: $1,000.00

1 Year Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

Max APY: 5.10% Min Deposit: $1,000.00

18 Month Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

APY: 4.26% Min Deposit: $1,000.00

2 Year Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

APY: 4.40% Min Deposit: $1,000.00

3 Year Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

APY: 3.90% Min Deposit: $1,000.00

4 Year Certificate

APY: 3.80% Min Deposit: $1,000.00

5 Year Certificate

Our "select your own certificate" program provides investment flexibility, generous earnings and the advantage of a fixed rate for the term you choose. Rates vary according to the deposit amount and term in days selected.

APY: 4.00% Min Deposit: $1,000.00

Choice Checking

Enjoy convenient account access and save money with this free checking account featuring no monthly maintenance fees or minimum balance requirements.

Max Deposit: $5,000.00

Elite Checking

Our dividend-earning account features no monthly maintenance fee when you maintain a $5,000 average monthly balance. You can earn a higher dividend rate with $1,000 minimum in deposits per month to the account.

APY: 0.02% Max Deposit: $5,000.00

Dividend Rewards Checking

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Dividend Rewards Checking with Rewards Savings

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Debit Rewards Checking

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Debit Rewards Checking with Rewards Savings

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Rewards Savings with Dividends Rewards Checking

Earn higher dividends with a Rewards Savings account when you have a Debit Rewards checking account. “Please note: if you have already opened a Northwest Federal Debit Rewards checking account, only Rewards Savings will be added to your account.”

No minimum balance requirement for Rewards Savings or Debit Rewards.

Rewards Savings with Debit Rewards Checking

Earn higher dividends with a Rewards Savings account when you have a Debit Rewards checking account. “Please note: if you have already opened a Northwest Federal Debit Rewards checking account, only Rewards Savings will be added to your account.”

No minimum balance requirement for Rewards Savings or Debit Rewards.

Savings Club

Save for seasonal expenses, such as holiday purchases, vacations or even your yearly personal property tax bill. Choose your initial disbursement date and funds will be transferred to your Primary Savings account annually on that date.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00

Secondary Savings

APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00

Money Market

Want dividends and checking flexibility? Our Money Market Account (MMA) makes it possible. Featuring a higher dividend rate than our standard savings account, a Money Market Account also lets you enjoy flexibility, convenience, and protection.

APY (Annual Percentage Yield)