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Applicant Information
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Reference Information
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Declaration
1. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
2. Are you a party to a lawsuit?
3. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
4. Are you a Co-maker, Co-signer or Guarantor on any loan?
Additional Information
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Would you like to receive product updates, special promotions and offers for Pioneer products and services? These occur no more than 2x per week.*
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Additional Applicant Information
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Reference Information
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Co/Joint Declarations
1. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
2. Are you a party to a lawsuit?
3. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
4. Are you a Co-maker, Co-signer or Guarantor on any loan?
Additional Information
Place of Birth*
Would you like to receive product updates, special promotions and offers for Pioneer products and services? These occur no more than 2x per week.*
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
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* Avoid glare
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Deposit Account Information
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Branch Selection
Personal Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I live, work, worship, or attend school in Ada, Blaine, Camas, Canyon, or Elmore County, Idaho.
I live, work, worship, volunteer in or participate in associations headquartered in Gooding, Jerome, or Twin Falls County, Idaho.
I am an employee of retail, wholesale, manufacturing, cooperative, industrial, or distribution establishments that are located in Adams, Gem, Owyhee, Payette, or Washington County, Idaho.
I am part of the Mountain Home Air Force Base Retirement Association.
I am a current member or have a family member who is eligible for membership.
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Pioneer Savings
*Required product for Pioneer Membership*
Whether you're saving for an emergency or a rainy day, you'll be prepared for surprise expenses. You can also earn dividends on higher balances.
APY: 0.05% Min Deposit: $25.00
You may select one of the following products
Available Products
Reward U Checking
APY: 3.00% Min Deposit: $0.00
WOW Cash Back Checking
APY: 1.00% Min Deposit: $0.00
Classic Checking
APY: 0.00% Min Deposit: $0.00
Loyalty Savings
Looking to earn more dividends on your savings account? Check out our Loyalty Savings Account!
Benefits- 5.00% APY Paid on Monthly Balance
- You can withdraw anytime to enjoy the benefits!
- Can NOT be deposited into - ONLY automatic sweeps
- Sweep from Reward U, WOW Cash Back, Change Forward, and Youth Savings
APY: 5.00%
ChangeForward
With the Pioneer ChangeForward Savings account, each time you use your Pioneer debit card we will: Round up the purchase to the nearest dollar amount and automatically transfer the difference to your ChangeForward savings account.
APY: 0.05%
Special Purpose
Our Special Purpose savings account is a great tool for helping you plan and accumulate funds for those important reasons such as your holiday or vacation expenses.
APY: 0.05% Min Deposit: $0.00
Non-Interest Savings
This account is designed for members who do not wish to earn interest on their funds.
APY: 0.00% Min Deposit: $0.00
6 Month Certificate $10000
APY: 1.00% Min Deposit: $10,000.00
6 Month Certificate $500
APY: 0.75% Min Deposit: $500.00 Max Deposit: $10,000.00
6 Month Special $500
APY: 4.35% Min Deposit: $500.00
6 Month Special $10,000
APY: 4.50% Min Deposit: $10,000.00
12 Month Special $10,000
APY: 4.25% Min Deposit: $10,000.00
12 Month Special $500
APY: 4.05% Min Deposit: $500.00 Max Deposit: $10,000.00
24 Month Certificate $10,000
APY: 1.75% Min Deposit: $10,000.00
24 Month Certificate $500
APY: 1.50% Min Deposit: $500.00 Max Deposit: $10,000.00
26 Month Special $10,000
APY: 3.30% Min Deposit: $10,000.00
26 Month Special $500
APY: 3.00% Min Deposit: $500.00 Max Deposit: $10,000.00
36 Month Certificate $10,000
APY: 2.00% Min Deposit: $10,000.00
36 Month Certificate $500
APY: 1.75% Min Deposit: $500.00 Max Deposit: $10,000.00
48 Month Certificate $10,000
APY: 2.25% Min Deposit: $10,000.00
48 Month Certificate $500
APY: 2.00% Min Deposit: $500.00 Max Deposit: $10,000.00
60 Month Certificate $10,000
APY: 2.50% Min Deposit: $10,000.00
60 Month Certificate $500
APY: 2.25% Min Deposit: $500.00 Max Deposit: $10,000.00
Money Market
Money Market Savings Accounts is a great option for holding your emergency fund because it will earn a higher dividend than regular savings while letting you respond to fluctuations in the investment market.
Health Savings
With a Pioneer Health Savings Account (HSA) you'll feel secure knowing that you have money for qualified medical expenses now and in the future. Plus, contributions to your HSA are tax-free, which means you save even more! You'll also earn competitive dividends on the funds deposited. It's easy to access your HSA with an HSA debit card to use on all of your qualified medical expenses.
APY: 0.05%
Idaho Medical Savings
Medical care costs can be very expensive. You can save for medical expenses or long-term care costs with an Idaho Medical Savings Account (MSA). The Idaho MSA allows you to save while reducing the amount of Idaho income tax you owe. Plus, with a dedicated MSA debit card, you can easily use your MSA funds on qualifed medical expenses.
APY: 0.05% Min Deposit: $25.00
APY (Annual Percentage Yield)
Your Selected Products
Funding
Your funds will not be transferred until all of your accounts are approved
How much do you want to deposit?
Funding Options
Please answer the following question(s)
What prompted you to start an application for membership or other products and loans at Pioneer Federal Credit Union?
Please select the event code provided in your promotional material:
Under penalties of perjury, I certify that the social security number or TIN provided by me on this application is my correct taxpayer ID number, and that (check the applicable box): 1) I am a U.S. Person (which includes Resident Alien), or 2) I am not a U.S. Citizen and agree to complete a W-8 BEN or other applicable form.*
Under penalties of perjury, I certify that (check the applicable box):
(The Internal Revenue Service does not require your consent to any provision of this document other than the cerfification required to avoid backup withholding on your account).
*Would you prefer a spanish speaking representative to contact you to follow up with this application?
¿Preferiría que un representante que hable español se comunique con usted para dar seguimiento a esta solicitud?
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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