Online Applications for membership can only be accepted for consumer accounts. Applicants must be at least 18 years of age and a legal resident of the United States to open an account electronically. Applications for business accounts must be completed in one of our branch offices. All applicants must meet Team One Credit Union standards for membership. Applications may be denied based upon information we receive from third party reporting agencies.

Please note:  Our online membership application utilizes specially designed security questions to help verify identity.

Once you start the online application process and the system is not accessed for 15 minutes, you will be automatically logged out for security purposes.  The system will prompt you to enter your email address and choose a password. You will use this information to return to the spot you left off, incase you need to locate any of the information required to open your account.

Membership is open to:

• Persons who live, work or worship in one of our approved counties
• Family Members of current Team One Credit Union members

Important Information About Opening a New Account:

• To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we ask for your name, address, telephone number, date of birth, social security number or TIN, employer, driver's license number or picture ID. We may also ask to see a copy of these identifying documents.
• By opening your account online, you agree to be enrolled in our Online, Telephone, and Mobile banking services.  You agree to hold your Online Banking ID and/or Password in strictest confidence and not to disclose it to any person without authorization.
• Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
• Please review your rights and responsibilities as a member of Team One CU in the Consumer Membership and Account Agreement, the Truth-In-Savings and the Privacy Policy. Then click the checkbox below to indicate that you have read and understood the documents, agree to all of our disclosures contained therein, and wish to continue with your application for membership.
• I/We agree to be bound by the terms and conditions of the Consumer Membership and Account Agreement (Agreement), the Truth in Savings Disclosure (Disclosure), and to any future amendments you make from time to time to the Agreement and/or Disclosure. I/We further understand these terms and conditions and any future amendments apply to any additional account(s) and services requested by me/us. The ownership type and beneficiary designation specified on this document will remain the same for all accounts listed and any additional accounts established under this Agreement now or in the future. I/We certify the information provided here is true and accurate to the best of my/our knowledge and authorize the Credit Union, at its discretion, to obtain credit reports on me/us. I/we acknowledge receipt of a copy of the Agreement and Disclosure applicable to the account(s) and service(s) requested. I/We irrevocably waive the right to dispose by will or of any of my/our accounts with the Credit Union, now or in the future.

   I certify under the penalties of perjury that:

• The number shown on this form is my/our correct taxpayer identification number(s) and
• I/we am/are not subject to backup withholding because: (a) I/we am/are exempt from backup withholding, or (b) I/we have not been notified by the Internal Revenue Service (IRS) that I/we am/are subject to backup withholding as a result of a failure to report all interest or dividends, or (c)The IRS has notified me that I/we am/are no longer subject to backup withholding, and
• I/we am/are a U.S. citizen (including a U.S. resident alien).

• If the IRS has notified you that you are subject to backup withholding due to underreporting interest or dividends on your tax return and you have not been notified that the backup withholding is terminated, notify us immediately. If you are a nonresident alien, notify us immediately to acknowledge you have certified your foreign status by completing the appropriate W-8 form.
• The Internal Revenue Service (IRS) does not require your consent to any provision of the membership application other than the certification required to avoid backup withholding.