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Pre-approval Offer
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Estimated payment:
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Estimated payment based on 8.00% interest rate. Actual monthly payment may vary.
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Are you interested in our 90 DAY DEFERRED payment option?
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Prefill Application Option
Applying just got easier!
Verifying your identity now will enable us to prefill your application. Enter your personal mobile phone number, and we will send a validation code.
By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.
Additionally, you authorize and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.
You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.
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Prefill Application Option
Applying just got easier! We noticed you are applying from a mobile device.
Verifying your identity now will enable us to prefill your application. Enter your Zip Code and last 4 digits of your Social Security Number.
By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.
Additionally, you authorize and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.
You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.
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Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
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Contact Information
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Financial Information
Monthly Expenses
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To help expedite your application process, you may provide us documentation in advance, such as: proof of income, proof of insurance, and Identification.
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* Avoid glare
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Additional Applicant Information
About Your Additional Applicant
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SSN IconQuestion
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
To help expedite your application process, you may provide us documentation in advance, such as: proof of income, proof of insurance, and Identification.
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Deposit Account Information
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Review and Submit
Review and Submit
Branch Selection
Personal Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Would you like information on Credit Life and Disability Protection?*
Purpose of loan proceeds?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
By submitting this application, I consent to receiving the account disclosures and agreements in electronic format. I agree to the terms and conditions of the Account Agreements and Disclosures, Fee Schedule, and eStatement Agreement, if applicable, and to any amendment that State Department Federal Credit Union makes from time to time which are incorporated herein. By clicking on "I agree", you, and any listed co-applicant, authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By E-SIGNING and submitting this application, you are affirmatively making a request for the extension of credit and agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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One-Time Passcode
Authentication Questions
Authentication Questions
Co-Authentication Questions
Authentication Questions
Account Information
Application Completed
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We encountered a problem and cannot process your application at this time.
Error: E-004
Error: E-004
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Funding later may delay account activation
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Funding later may delay account activation
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Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.