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Personal Loan Information
Personal Loan
Pre-approval Offer
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Estimated payment:
$0.00/mo
Estimated payment based on 13.74% interest rate. Actual monthly payment may vary.
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We apologize for not being able to verify your information. Please contact your financial institution for further assistance.
Application Cancelled
Application Cancelled
We have cancelled your application.
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Applicant Information
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If readily available, please attach a copy of your current paystub and/or W2.
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Additional Information
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Additional Applicant Information
About Your Additional Applicant
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Contact Information
Current Address
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Monthly Expenses
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If readily available, please attach a copy of your current paystub and/or W2.
(Not required to submit application)
Additional Information
GENDER*
Deposit Account Information
The DA Information content will be added here
Review and Submit
Review and Submit
Branch Selection
Personal Loan Information
Additional Loan Information
Applicant Information
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Address
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Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
My employer is enrolled in the Direct at Work Program
Direct at Work Employer
I live, work, worship or attend school in Norfolk or Middlesex County
My immediate family member or household member who lives, works, worships or attends school in Norfolk or Middlesex County
If I am not approved for the above loan product,
Please answer the following question(s)
Direct Federal offers specific products, and in some cases pricing benefits, to members who live in households with annual income less than $60,000. Do you qualify for this program?
I would like this account and ALL my existing accounts enrolled in e-Statements.
View e-Statement Disclosure *How did you hear about us?
What is the full name of the person who referred you?
What is the address of the person who referred you?
What is the Direct Federal employee's full name?
What is your relation to the Direct Federal employee?
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Authentication Questions
Co-Authentication Questions
Account Information
Application Completed
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Funding later may delay account activation
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Funds Pending
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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
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Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.