MeridianLink Portal

Personal Loan

Select a purpose

Credit Builder Loan Debt Consolidation Loan Holiday Loan Other

Provide loan information

Loan Amount

Term (months)

Description/Reason

Please answer the following question(s)

Are you a member with First Choice Credit Union?*

Please Select Membership Eligibility: You must qualify for Membership with First Choice Credit Union in order to qualify for any of our deposit accounts and lending products. Please review the First Choice Credit Union Membership requirements and select the option below that meets your eligibility. To get more information on our eligibility requirements click the "who can join" to visit our website Who Can Join *

I live or work in Palm Beach CountyFamily of existing memberEmployee or Retired from Federal Gov.Prof. FL license living in a qualified county

How did you hear about First Choice Credit Union?*

Please Specify:*

Continue

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Date of Birth

Member Number

Citizenship Status

Reference Information

First Name

Last Name

Phone

(xxx) xxx-xxxx

Relationship

Secondary Reference Information

First Name

Last Name

Phone

(xxx) xxx-xxxx

Relationship

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Financial Information

^§Alimony, child support and separate maintenance income need not be revealed if you do not wish to have them considered as a basis for repaying this obligation.

Gross Monthly Income (before taxes)

Add other income

Other Monthly Income

Other Monthly Income Tax Exempt?

Other Monthly Income Description

Employment Status

Monthly Expenses

Monthly Mortgage/Rent Payment

Upload Documents

Upload a copy of the following documents to expedite the verfication process:
1. Copy of Driver's License or Identification
2. Two (2) most recent paystubs from your employer
If you don't have it on you, please continue, we will collect the items later!

Click or tap here to capture or upload an image or document.

Declaration

1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?

No Yes

2. Are you a Co-maker, Co-signer or Guarantor on any loan?

No Yes

Primary Name

Creditor Name

Amount

3. Is Your Income Likely to Decline in the next two years?

No Yes

Do you have another applicant?

Yes

Continue Or Go Back

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

About Your Additional Applicant

Suffix (Jr., Sr., etc.)

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Date of Birth

Member Number

Citizenship Status

Reference Information

First Name

Last Name

Phone

(xxx) xxx-xxxx

Relationship

Contact Information

Current Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Financial Information

^§Alimony, child support and separate maintenance income need not be revealed if you do not wish to have them considered as a basis for repaying this obligation.

Gross Monthly Income (before taxes)

Add other income

Other Monthly Income

Other Monthly Income Tax Exempt?

Other Monthly Income Description

Employment Status

Monthly Expenses

Monthly Mortgage/Rent Payment

Upload Documents

Click or tap here to capture or upload an image or document.

Co/Joint Declarations

No Yes

2. Are you a Co-maker, Co-signer or Guarantor on any loan?

No Yes

Primary Name

Creditor Name

Amount

3. Is Your Income Likely to Decline in the next two years?

No Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

The DA Information content will be added here

Continue

Review and Submit

Branch Selection

Personal Loan Information

Additional Loan Information

Applicant Information

Reference Information

Secondary Reference Information

Applicant Contact Information

Address

Your Identification

Your Secondary Identification

Financial Information

Previous Employment Information

Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Interested

Not Now

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

Interested

Not Now

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Interested

Not Now

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?

Interested

Not Now

Read, Sign and Submit

You are now ready to submit your application! By clicking on "I agree", you promise that everything you have stated in this application is true and correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA. Furthermore, you understand that all approvals are subject to final verification.

View our current loan rates
https://www.firstchoicecu.org/rates/#loan

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Send

I disagree

I Agree Or Go Back

One-Time Passcode

Submit Code

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Select Account

Select an account to receive the disbursement of funds

Continue Or Go Back

Return to our website

Almost Done

Please complete the account funding to activate your account.

Fund Now with Plaid

Fund Later

Funding later may delay account activation

Previous Employment Information

Monthly Expenses

Driver's License Scan

Previous Employment Information

Monthly Expenses

Co-Driver's License Scan

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

One-Time Passcode

Document Verification

Restart Popup

Document Verification

Restart Popup

Personal Loan Information

Application Cancelled

Applicant Information

Previous Employment Information

Monthly Expenses

Almost Done

Driver's License Scan

Additional Applicant Information

Previous Employment Information

Monthly Expenses

Co-Driver's License Scan

Document Upload Source Selector

Document Upload Source Selector

Deposit Account Information

Review and Submit

One-Time Passcode

One-Time Passcode

Authentication Questions

Co-Authentication Questions

Document Verification

Restart Popup

Document Verification

Restart Popup

Account Information

Application Completed

Almost Done

Congratulations

Funds Pending

Almost Done