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Personal Loan
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Applicant Information
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Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
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Additional Applicant Information
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Reference Information
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Current Address
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Monthly Expenses
Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.
Speed up your application by capturing an image of the BACK of your US Driver's License. Don't care to use this feature? No Problem, just close the window.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
Review and Submit
Branch Selection
Personal Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I live, work or worship in
County
I work for or retired from
I am a student of
I am an alumnus of
I am faculty or retired faculty of
I am staff or retired staff
I am an immediate family member of an existing USE Credit Union member. Their full name is
and my relationship to them is
If I am not approved for the above loan product,
Available Products
Free Checking with eStatements
The perfect account to simplify your day-to-day spending, with all the features you want and none of the costs. No minimum daily balance. No monthly service fee when you have eStatements.
Min Deposit: $25.00 Max Deposit: $500.00
Student Checking
Just starting out? Keep it simple and get off on the right foot financially with this account designed just for students—free with eStatements. No minimum daily balance. No monthly service fee when you have eStatements.
Min Deposit: $25.00 Max Deposit: $500.00
Regular Savings
Save up for something special. This account is a great way to make your money work for you, whether you’re saving up for a down payment or vacation, or building an emergency fund. No monthly service fee when $200 minimum balance is maintained ($5 otherwise).
Min Deposit: $25.00 Max Deposit: $500.00
Premier Membership Checking
Want your money to work for you? This hard-working account pays dividends on your checking balances. No monthly service fee when $10,000 minimum balance is maintained or with a USECU Mortgage ($15 otherwise).
Min Deposit: $100.00 Max Deposit: $500.00
Advantage Savings
Get in the savings habit and reach your goals faster with the account that rewards auto-transfers. Set up a minimum $35 monthly automatic transfer from your USECU Checking account and we waive the $5 monthly fee.
Min Deposit: $25.00 Max Deposit: $125.00
Holiday Savings
Be ready for holiday spending. Save up throughout the year and earn higher dividends that will be paid right when you need the money. No minimum balance. No monthly service fee. Dividends paid annually in November as long as you don’t make an early withdrawal.
Min Deposit: $5.00 Max Deposit: $500.00
APY (Annual Percentage Yield)
Your Selected Products
Funding
Your funds will not be transferred until all of your accounts are approved
How much do you want to deposit?
$5.00
Funding Options
Please answer question(s) below
Do you plan on making cash withdrawals or cash deposits at least once a month?*
Do you plan on preforming electronic transactions at least once a month (e.g. Bill Payments, Direct Deposits, Subscriptions)?*
Do you plan on depositing checks to, or writing checks from this account at least once a month?*
Do you plan on sending or receiving wires at least once a month?*
Select Secondary ID Type*
Secondary ID Number (if credit card, only last 4 digits)
Secondary ID Expiration Date
Secondary ID Issue Date
Would you like to set up AutoPay from a USE checking account?*
To help us identify you over the phone, enter a verbal password.*
Re-enter: To help us identify you over the phone, enter a verbal password.
Under penalty and perjury, I certify that: (1) the Tax Identification/Social Security Number listed above is correct and (2) I am not subject to backup withholding because (a) I am exempt from backup withholding, or (b) I have not been notified by the IRS that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, (3) I am a U.S. citizen or other U.S. person, and (4) I am exempt from FATCA reporting.*
How did you hear about us?*
Promo Code
I would like to learn more about:
Would you like information on Debt Protection?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
By clicking on “I agree”, you promise that everything you have stated in this application is correct to the best of your knowledge. You authorize the Credit Union to obtain consumer reports in connection with this application and for any update, increase, renewal, extension or collection of credit received. I understand that the Credit Union will rely on the information in this application and my consumer reports to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which we received a credit report on you.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
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Application Completed
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Notification
Loan Submission Cancelled
We received your request to cancel this application, but we're still here to help. If you prefer to apply with us in a different way or you have questions, a member of our staff is committed to serving your needs. Please let us know how we can help.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
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