Do you want to use this Line of Credit as Overdraft Protection for your Armco CU Checking Account(s)?*
If yes, please enter the Checking account ID(s) you would like to have linked to the Line of Credit. Separate with commas if there are multiple:*
Which account(s) do you want to consolidate with this loan?*
Would you like to receive text message updates regarding the status of your application? Standard message and data rates may apply. Reply STOP to opt-out.*
Please take a picture or upload a copy of your income verification. Also upload the bill of sale for a vehicle loan, or other relevant loan documentation.
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Are you a Co-maker, Co-signer or Guarantor on any loan?
3. Are you obligated to make Alimony, Support or Maintenance Payments?
Additional Information
If you are adding a spouse as a joint applicant, do you want to make them a co-member? An additional $6.00 deposit ($1 fee, $5 membership share) to primary savings is required and they will have membership privileges such as taking out a loan and voting. A joint applicant has access to the account but cannot take out a loan or vote unless they have their own separate account.*
Sign up to receive our monthly e-newsletter and emergency alerts! By providing my email address, I confirm that I have agreed to the terms of Armco CU’s Online Service Electronic Disclosures Agreement, and authorize Armco CU to provide newsletters, emergency alerts, updated disclosures, and other communications to me via electronic mail. I also understand that in providing this authorization, the Armco CU adheres to the requirements of the United States CAN-SPAM Act of 2003. Enter Your Email Address:
I’m most interested in the following newsletter content (check all that apply)
Please take a picture or upload a copy of your income verification. Also upload the bill of sale for a vehicle loan, or other relevant loan documentation.
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Are you a Co-maker, Co-signer or Guarantor on any loan?
3. Are you obligated to make Alimony, Support or Maintenance Payments?
Additional Information
If you are adding a spouse as a joint applicant, do you want to make them a co-member? An additional $6.00 deposit ($1 fee, $5 membership share) to primary savings is required and they will have membership privileges such as taking out a loan and voting. A joint applicant has access to the account but cannot take out a loan or vote unless they have their own separate account.*
Sign up to receive our monthly e-newsletter and emergency alerts! By providing my email address, I confirm that I have agreed to the terms of Armco CU’s Online Service Electronic Disclosures Agreement, and authorize Armco CU to provide newsletters, emergency alerts, updated disclosures, and other communications to me via electronic mail. I also understand that in providing this authorization, the Armco CU adheres to the requirements of the United States CAN-SPAM Act of 2003. Enter Your Email Address:
I’m most interested in the following newsletter content (check all that apply)
There’s no easier way to save for the holidays than with a Christmas Club account. Funds are transferred to your savings account on October 15th each year. There is a penalty for early withdrawal.
APY: 0.60%Min Deposit: $0.00
Secondary Savings
Add another interest-bearing savings account to make it easy to save for different reasons. Set up Payroll Deduction and you can have a portion of each pay deposited into the account.
APY: 0.60%Min Deposit: $0.00
Checking
A free interest-bearing checking account with no asterisks and no catches.
APY: 0.10%Min Deposit: $0.00
12 Month Growth Certificate Promo Rate
New members receive a .25% interest rate increase for the first year! Get “Jumbo”-style rates with our 1-Year certificate.
APY: 5.37%Min Deposit: $1,000.00
12 Month Income Certificate Promo Rate
New members receive a .25% interest rate increase for the first year! Get “Jumbo”-style rates with our 1-Year certificate. Receive interest payments monthly.
APY: 5.25%Min Deposit: $1,000.00
IRA Savings
Invest for retirement with a Traditional IRA. The dividends you earn are tax deferred. See your tax advisor, because your contributions may also be tax deductible. IRS rules for IRA deposits and withdrawals apply.
APY: 0.60%Min Deposit: $0.00
Roth IRA Savings
Invest for retirement with a Roth IRA. Contributions are not tax deductible but dividends earned are generally tax free. IRS rules for IRA deposits and withdrawals apply.
APY: 0.60%Min Deposit: $0.00
12 Month IRA Certificate Promo Rate
New members receive a .25% interest rate increase for the first year! IRA Certificates are started with a lump sum of money and cannot be increased until the Certificate term ends. Contributions may be tax deductible and dividends are tax deferred. IRS rules for IRA deposits and withdrawals apply.
Would you like to link this account to the Mastercard Debit Card(s) you are ordering today? Up to 4 accounts per card allowed.*
Please select which checks you would like (First order is FREE if this is your first Armco CU checking, otherwise current pricing applies. Call us for specialty checks):*
Please choose which items you would like on your checks, if applicable:*
Please select which option you would like for our Courtesy Pay Overdraft Protection program. (Fees assessed only when used, up to $500 overdraft allowance):*
Please select which savings accounts you would like to link to your Checking account for overdraft protection, if any. Fees assessed only when used.*
Which ArmcoCU account would you like your monthly income deposited to?*
What would you like to do?*
Which year do you want your contribution to be for? (Prior Year option only available through April 15 of current year)*
What is the status of the assets in the existing IRA?*
Would you like to initiate a rollover or transfer of the funds? A rollover is payable to you then all or part is deposited to this new account. You are allowed one rollover per year per the IRS. A transfer is directly payable to this account at the credit union.*
Please indicate amount of funds to transfer from the other account:*
What is the Account Number where the funds are located?*
What is the name of the Employer?*
What is the name and address of the financial institution where your funds are currently located?*
Please indicate the specific dollar amount to transfer:*
How many beneficiaries would you like to designate on this account?*
You will enter four Beneficiaries on the next screens. Please list the name, address, DOB, SSN, Relationship, and Percent of the fifth and any additional Beneficiaries:*
Would you like to add contingent beneficiaries? (if all primary beneficiaries listed have predeceased the IRA owner)*
Please list the name, address, DOB, SSN, Relationship, and Percent of each contingent Beneficiary (total must equal 100%)*
What would you like to do?*
Which year do you want your contribution to be for? (Prior Year option only available through April 15 of current year)*
What is the status of the assets in the existing IRA?*
Would you like to initiate a rollover or transfer of the funds? A rollover is payable to you then all or part is deposited to this new account. You are allowed one rollover per year per the IRS. A transfer is directly payable to this account at the credit union.*
Please indicate amount of funds to transfer from the other account:*
What is the Account Number where the funds are located?*
What is the name and address of the financial institution where your funds are currently located?*
What is the name of the Employer?*
Please indicate the specific dollar amount to transfer:*
How many beneficiaries would you like to designate on this account?*
You will enter four Beneficiaries on the next screens. Please list the name, address, DOB, SSN, Relationship, and Percent of the fifth and any additional Beneficiaries:*
Would you like to add contingent beneficiaries? (if all primary beneficiaries listed have predeceased the IRA owner)*
Please list the name, address, DOB, SSN, Relationship, and Percent of each contingent Beneficiary (total must equal 100%)*
What would you like to do?*
Which year do you want your contribution to be for? (Prior Year option only available through April 15 of current year)*
What is the status of the assets in the existing IRA?*
Would you like to initiate a rollover or transfer of the funds? A rollover is payable to you then all or part is deposited to this new account. You are allowed one rollover per year per the IRS. A transfer is directly payable to this account at the credit union.*
Please indicate amount of funds to transfer from the other account:*
What is the Account Number where the funds are located?*
What is the name of the Employer?*
What is the name and address of the financial institution where your funds are currently located?*
Please indicate the specific dollar amount to transfer:*
How many beneficiaries would you like to designate on this account?*
You will enter four Beneficiaries on the next screens. Please list the name, address, DOB, SSN, Relationship, and Percent of the fifth and any additional Beneficiaries:*
Would you like to add contingent beneficiaries? (if all primary beneficiaries listed have predeceased the IRA owner)*
Please list the name, address, DOB, SSN, Relationship, and Percent of each contingent Beneficiary (total must equal 100%)*
Which ArmcoCU account would you like your monthly income deposited to?*
What would you like to do?*
Which year do you want your contribution to be for? (Prior Year option only available through April 15 of current year)*
What is the status of the assets in the existing IRA?*
Would you like to initiate a rollover or transfer of the funds? A rollover is payable to you then all or part is deposited to this new account. You are allowed one rollover per year per the IRS. A transfer is directly payable to this account at the credit union.*
Please indicate amount of funds to transfer from the other account:*
What is the Account Number where the funds are located?*
What is the name and address of the financial institution where your funds are currently located?*
What is the name of the Employer?*
Please indicate the specific dollar amount to transfer:*
How many beneficiaries would you like to designate on this account?*
You will enter four Beneficiaries on the next screens. Please list the name, address, DOB, SSN, Relationship, and Percent of the fifth and any additional Beneficiaries:*
Would you like to add contingent beneficiaries? (if all primary beneficiaries listed have predeceased the IRA owner)*
Please list the name, address, DOB, SSN, Relationship, and Percent of each contingent Beneficiary (total must equal 100%)*
Which ArmcoCU account would you like your monthly income deposited to?*
What would you like to do?*
Which year do you want your contribution to be for? (Prior Year option only available through April 15 of current year)*
What is the status of the assets in the existing IRA?*
Would you like to initiate a rollover or transfer of the funds? A rollover is payable to you then all or part is deposited to this new account. You are allowed one rollover per year per the IRS. A transfer is directly payable to this account at the credit union.*
Please indicate amount of funds to transfer from the other account:*
What is the Account Number where the funds are located?*
What is the name of the Employer?*
What is the name and address of the financial institution where your funds are currently located?*
Please indicate the specific dollar amount to transfer:*
How many beneficiaries would you like to designate on this account?*
You will enter four Beneficiaries on the next screens. Please list the name, address, DOB, SSN, Relationship, and Percent of the fifth and any additional Beneficiaries:*
Would you like to add contingent beneficiaries? (if all primary beneficiaries listed have predeceased the IRA owner)*
Please list the name, address, DOB, SSN, Relationship, and Percent of each contingent Beneficiary (total must equal 100%)*
What would you like to do?*
Which year do you want your contribution to be for? (Prior Year option only available through April 15 of current year)*
What is the status of the assets in the existing IRA?*
Would you like to initiate a rollover or transfer of the funds? A rollover is payable to you then all or part is deposited to this new account. You are allowed one rollover per year per the IRS. A transfer is directly payable to this account at the credit union.*
Please indicate amount of funds to transfer from the other account:*
What is the Account Number where the funds are located?*
What is the name of the Employer?*
What is the name and address of the financial institution where your funds are currently located?*
Please indicate the specific dollar amount to transfer:*
How many beneficiaries would you like to designate on this account?*
You will enter four Beneficiaries on the next screens. Please list the name, address, DOB, SSN, Relationship, and Percent of the fifth and any additional Beneficiaries:*
Would you like to add contingent beneficiaries? (if all primary beneficiaries listed have predeceased the IRA owner)*
Please list the name, address, DOB, SSN, Relationship, and Percent of each contingent Beneficiary (total must equal 100%)*
Funding
Your funds will not be transferred until all of your accounts are approved
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.
Please answer the following question(s)
Why are you joining Armco CU?
If you selected other, please enter the reason:
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?
Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?
MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?
Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.