1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
Additional Information
Demographic data (such as race) collected on loan or account applications is used to help AFCU measure progress towards meeting our mission: To help build and protect wealth for people with diverse identities who have been historically marginalized by the financial industry, especially those with low wealth or identifying as Black, indigenous, or people of color. The information you provide helps show whether we are meeting the needs of our community and if improvements may be necessary to meet our mission. Your information will be kept confidential and answers to demographic questions will not affect the outcome of your loan or account application. AFCU lends in compliance with the Equal Credit Opportunity Act (ECOA).
Have you had a bank account in the last 12 months?*
How many people are in your Household?*
What is your total annual Household gross income?*
I identify my gender as:*
Please choose the option(s) that best describes your racial background:*
Please choose the option(s) that best describe your ethnic background.*
What County do you live in?*
Do you have a disability?*
Do you have a bank account but also regularly use any of the following financial services: check cashing, money orders, or payday loans?*
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
Additional Information
Demographic data (such as race) collected on loan or account applications is used to help AFCU measure progress towards meeting our mission: To help build and protect wealth for people with diverse identities who have been historically marginalized by the financial industry, especially those with low wealth or identifying as Black, indigenous, or people of color. The information you provide helps show whether we are meeting the needs of our community and if improvements may be necessary to meet our mission. Your information will be kept confidential and answers to demographic questions will not affect the outcome of your loan or account application. AFCU lends in compliance with the Equal Credit Opportunity Act (ECOA).
Have you had a bank account in the last 12 months?*
How many people are in your Household?*
What is your total annual Household gross income?*
I identify my gender as:*
Please choose the option(s) that best describes your racial background:*
Please choose the option(s) that best describe your ethnic background.*
What County do you live in?*
Do you have a disability?*
Do you have a bank account but also regularly use any of the following financial services: check cashing, money orders, or payday loans?*
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
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