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Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
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Monthly Expenses


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Please upload any supporting documents here. (ID, Paystubs, etc.)
Declaration
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
3. Have you ever had any auto, furniture or property repossessed?
4. Do you have any past due bills?
5. Are you a Co-maker, Co-signer or Guarantor on any loan?
6. Have you ever had credit in any other name?
7. Is Your Income Likely to Decline in the next two years?
8. Have you any suits pending, judgments filed, alimony or support awards against you?
Additional Information

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Please choose one of the following security questions and provide the answers:*
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Demographic Information
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Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
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Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Read full disclosure

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

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Additional Applicant Information

About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Address
Identification
Financial Information


OK

Monthly Expenses


Upload Documents

Please upload any supporting documents here. (ID, Paystubs, etc.)
Co/Joint Declarations
1. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
2. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
3. Have you ever had any auto, furniture or property repossessed?
4. Do you have any past due bills?
5. Are you a Co-maker, Co-signer or Guarantor on any loan?
6. Have you ever had credit in any other name?
7. Is Your Income Likely to Decline in the next two years?
8. Have you any suits pending, judgments filed, alimony or support awards against you?
Additional Information

Please choose one of the following security questions and provide the answers:*
Answer*
Please choose one of the following security questions and provide the answers:*
Answer*

Demographic Information
close

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Close
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Read full disclosure

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Continue no text Or Go Back

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Vehicle Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I live, work, worship, or attend school in Harford County, MD.
I have an immediate family member that lives, works, worships, or attends school in Harford County, MD.
If I am not approved for the above loan product,
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Required Products
Select at least one of the following products required for membership
Regular Savings

Your pass to unlock all the benefits of Har-co Credit Union. This is our primary savings account required for all memberships. An initial minimum deposit of $5 is required. While the maximum deposit online is limited to $500.00, you may mail us a check for any amount. A nine (9) day hold may apply to all funds deposited using ACH.

APY: 0.25% Min Deposit: $5.00 Max Deposit: $500.00

You may select one of the following products
Available Products
Free Full Service Checking

Free full-service checking account accessible anywhere with over 32,000 ATMs across the country and mobile/online banking. While the maximum deposit online is limited to $500.00, you may mail us a check for any amount. A nine (9) day hold may apply to all funds deposited using ACH.

Max Deposit: $500.00

APY (Annual Percentage Yield)
Funding

Your funds will not be transferred until all of your accounts are approved.

How much do you want to deposit?
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A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Please answer the following question(s)
How did you hear about us?*
Who referred you?*
Would you like to save .25% off of your rate by signing up for automatic payments?*
Would you like to save .50% off of your rate by signing up for direct deposit?*
Will you deposit or write checks? *
Will you deposit or withdraw cash? *
Will you send or receive wire transactions? *
If yes, will any wires be sent to or received from a country other than the United States?*
If yes, what countries?*
Will you send or receive electronic transactions such as direct deposit, bill payments, or person to person payment apps? *
If yes, will any ACH transactions be sent to or received from a country other than the United States?*
If yes, what countries?*
Would you like information on Credit Life and Disability Protection regarding your loan?*
Does the address on the application match the address listed on the primary applicants ID? *
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?