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Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

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Applicant Information

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Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Upload Documents

Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

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Additional Applicant Information

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About Your Additional Applicant
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
In a joint application, the system merges the credit reports. Financial debts, income, and assets from both applicants are considered in the underwriting and approval process.
Reference Information
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


Upload Documents

Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

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Funding later may delay account activation

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Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Protection Product Information

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Vehicle Protection Products (Optional)
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.


Review and Submit

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Review and Submit
Vehicle Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
How did you hear about us?*
What type of purchase?*
What type of refinance?*
Are you interested in having the payment come out automatically from a LBS Financial Credit Union account for a 0.25% discount?*
I would like to receive text updates regarding my loan application:*
Is the applicant a First Time Buyer?*