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Thank you for considering Tower for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Additional Applicant Previous Employment Information
Additional Information
Additional Applicant Additional Information
Please answer the following question(s)
By submitting this application I understand that Tower membership is required to complete the loan process. Applicants that are not a member of Tower will establish membership as part of the loan closing.
Are you an existing member of Tower Federal Credit Union?*
Please indicate how you are eligible for membership with Tower - employed by a business or a member of an association within Tower's field of membership; or related to a current Tower member.*
Please select your current employer which makes you eligible for membership with Tower.*
Please select the association you are member of which makes you eligible for membership with Tower.*
Please indicate the relationship between you and the current Tower member you are related to, which makes you eligible for membership.*
Please indicate the name of the current Tower member you are related to or share a household with.*
Making a $35 donation to our TowerCares Foundation makes you eligible for membership at Tower! If your loan application is approved, you will receive an email with instructions for initiating your membership and making your donation.*
How would you like to make payments? Automatic transfers required to qualify for the lowest rate.*
By submitting this application, I understand that boats purchased from or titled in states that do not require boats to be titled by the state of registration cannot be financed with Tower. This excludes boats that will be documented with the US Coast Guard. The US Coast Guard determines whether a boat is titled by the state of registration or documented with the US Coast Guard.*
By submitting this application, I understand Recreational Vehicles (RV’s) are motor vehicles with living quarters. All other trailers such as pull behind trailers, truck campers, 5th wheels and travel trailers with or without living quarters are considered “other collateral” and subject to a higher rate.
*
By submitting this application, I understand that Tower does not finance collateral that is not required to be titled by the state of registration.*
In which state will vehicle be registered?
By submitting this application, I understand any person listed on the vehicle title will also need to be an applicant on the loan.*
What is the name of your auto insurance company and your policy number?
How will the lien fee be paid?*
To expedite the processing of your request, please provide the VIN of the vehicle being used as collateral.
By submitting this application I understand the current Lessee as listed on the lease contract must be listed as the applicant or co-applicant on this loan application.*
List the current lender, monthly payment and loan balance for the vehicle loan being refinanced.*
Was this vehicle purchased as new within the last 12 months?*
Are the applicants on this application the current owners on the title?*
Indicate the title owners listed on the title.*
To expedite the processing of your request, please provide the VIN of the vehicle being refinanced.
Is this vehicle loan application to replace an existing vehicle loan?*
Is the vehicle being replaced totaled or being traded?*
List the current lender, monthly payment and loan balance for the vehicle loan being replaced.*
Would you like to purchase GAP coverage for a low one-time cost of $499. Additional details on GAP coverage and benefits can be found here.*
Would you prefer to receive documents electronically?*
Would you like to receive text communications about your loan application?
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?
Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?
MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?
Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Thank you for submitting your application for a Tower loan. Your application was received but a loan decision cannot be provided because you did not authorize us to obtain your credit report. A Member Service Representative will be contacting you within one business day to discuss authorization to access your credit.
Thank you for giving Tower the opportunity to assist you with your financial needs.
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The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.