XA Mobile

Getting Started

Here’s what you’ll need to get started:

Social Security Number	Valid U.S. Address, that is not a P.O. Box
Valid form of ID: U.S. Driver’s License or State ID	Must be U.S. citizen or resident alien
U.S. Cell Phone	Valid Email Address

*Must be 18 years of age to open an account

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Available Products

Checking Savings Money Market Certificate Account

BASIC CHECKING

Min Deposit: $100.00 Max Deposit: $1,000.00

PERSONAL INTEREST CHECKING

APY: 0.10% Min Deposit: $100.00 Max Deposit: $1,000.00

DIRECT CHECKING

Min Deposit: $100.00 Max Deposit: $1,000.00

HERO CHECKING

APY: 0.10% Min Deposit: $100.00 Max Deposit: $1,000.00

SECURE 50 CHECKING

APY: 0.10% Min Deposit: $100.00 Max Deposit: $1,000.00

PERSONAL SAVINGS

APY: 0.35% Min Deposit: $100.00 Max Deposit: $1,000.00

PERSONAL MONEY MARKET

Max APY: 0.49% Min Deposit: $1,000.00

PERSONAL PROMOTIONAL MONEY MARKET

Max APY: 2.48% Min Deposit: $1,000.00 Max Deposit: $1,000.00

7 MONTH CD SPECIAL

A 7 month CD with a fixed interest rate. Interest compounds and is credited at maturity. No set up or maintenance fees. Early withdrawal subject to penalty. $1000 minimum deposit to open. FDIC insured. At renewal, the CD will renew to the standard 12 month product type and rate.

APY: 4.64% Min Deposit: $1,000.00

11 MONTH CD SPECIAL

An 11 month CD with a fixed interest rate. Interest compounds and is credited at maturity. No set up or maintenance fees. Early withdrawal subject to penalty. $1000 minimum deposit to open. FDIC insured. At renewal, the CD will renew to the standard 12 month product type and rate.

APY: 4.11% Min Deposit: $1,000.00

12 MONTH CD

A 12 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.00% Min Deposit: $500.00

18 MONTH CD

A 18 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.00% Min Deposit: $500.00

24 MONTH CD

A 24 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.00% Min Deposit: $500.00

36 MONTH CD

A 36 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.00% Min Deposit: $500.00

48 MONTH CD

A 48 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.00% Min Deposit: $500.00

60 MONTH CD

A 60 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.00% Min Deposit: $500.00

APY (Annual Percentage Yield)

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Funding

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By clicking in the box below, I agree to fund the account(s) with the method selected:

Depending on the Funding Method chosen, your account will be funded within a few business days.
- Funding verified by Plaid usually funds within 2 to 3 business days.
- Funding manually verified will require micro-deposit validation. Funding will occur within 2 to 3 business days AFTER micro-deposit validation is completed.
- Funding received by check will be deposited on the date received.
- Funding from another American Commerce Bank account will occur by the next business day after the account is opened.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

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Address

Zip

City

State

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Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

Upload Documents

Please provide a copy of the government or state-issued identification listed above. If this is not provided during the application, your account may be restricted for withdrawals and transfers until your identity can be verified.

Click or tap here to capture or upload an image or document.

Additional Information

Are you a senior foreign political figure or a close associate or family member of a senior foreign political figure?*

Do you have any beneficiaries?

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No

Do you have another applicant?

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you a senior foreign political figure or a close associate or family member of a senior foreign political figure?*

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Upload Documents

Please provide a copy of the government or state-issued identification listed above. If this is not provided during the application, your account may be restricted for withdrawals and transfers until your identity can be verified.

Click or tap here to capture or upload an image or document.

Additional Information

Are you a senior foreign political figure or a close associate or family member of a senior foreign political figure?*

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Please answer the following question(s)

How did you hear about our organization?*

What type of account are you opening*

Please enter the estimated dollar amount of Cash Deposits each month*

Please enter the estimated number of Cash Deposits each month*

Please enter the estimated dollar amount of outgoing Foreign Wire transfers*

Please enter the estimated number of outgoing Foreign Wire transfers*

Please enter the estimated dollar amount of incoming Foreign Wire transfers*

Please enter the estimated number of incoming Foreign Wire transfers*

Please enter the estimated dollar amount incoming Domestic Wire transfers*

Please enter the estimated number of incoming Domestic Wire transfers *

Please enter the estimated dollar amount of outgoing Domestic Wire transfers*

Please enter the estimated number of outgoing Domestic Wire transfers*

Please enter the estimated dollar amount of Cash Withdrawals each month*

Please enter the estimated number of Cash Withdrawals each month*

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Error: E-004

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

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