XA Mobile

Getting Started

Here’s what you’ll need to get started:

Social Security Number	Valid U.S. Address, that is not a P.O. Box
Valid form of ID: U.S. Driver’s License or State ID	Must be U.S. citizen or resident alien
U.S. Cell Phone	Valid Email Address

*Must be 18 years of age to open an account

Remove Product

Remove

Cancel

Available Products

Checking Savings Money Market Certificate Account

BASIC CHECKING

Min Deposit: $100.00

PERSONAL INTEREST CHECKING

APY: 0.10% Min Deposit: $100.00

DIRECT CHECKING

Min Deposit: $100.00

HERO CHECKING

APY: 0.10% Min Deposit: $100.00

SECURE 50 CHECKING

APY: 0.10% Min Deposit: $100.00

PERSONAL SAVINGS

APY: 0.35% Min Deposit: $100.00

PERSONAL MONEY MARKET

Max APY: 0.49% Min Deposit: $1,000.00

PERSONAL PROMOTIONAL MONEY MARKET

Max APY: 2.48% Min Deposit: $1,000.00

11 MONTH CD SPECIAL

An 11 month CD with a fixed interest rate. Interest compounds and is credited at maturity. No set up or maintenance fees. Early withdrawal subject to penalty. $1000 minimum deposit to open. FDIC insured. At renewal, the CD will renew to the standard 12 month product type and rate.

APY: 4.76% Min Deposit: $1,000.00

12 MONTH CD

A 12 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.50% Min Deposit: $500.00

18 MONTH CD

A 18 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.50% Min Deposit: $500.00

24 MONTH CD

A 24 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.50% Min Deposit: $500.00

36 MONTH CD

A 36 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.50% Min Deposit: $500.00

48 MONTH CD

A 48 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.50% Min Deposit: $500.00

60 MONTH CD

A 60 month CD has a fixed interest rate. Interest compounds and is credited annually. No set up or maintenance fees. Early withdrawal subject to penalty. $500 minimum deposit to open. FDIC insured.

APY: 2.50% Min Deposit: $500.00

APY (Annual Percentage Yield)

Continue

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Or

Maturity Date

Accept

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Return to Application Cancel Application

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Close

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution (max $250,000.00)

Internal Transfer

By clicking in the box below, I agree to fund the account(s) with the method selected:

Depending on the Funding Method chosen, your account will be funded within a few business days.
- Funding verified by Plaid usually funds within 2 to 3 business days.
- Funding manually verified will require micro-deposit validation. Funding will occur within 2 to 3 business days AFTER micro-deposit validation is completed.
- Funding received by check will be deposited on the date received.
- Funding from another American Commerce Bank account will occur by the next business day after the account is opened.

Continue Or Go Back

sampleCC

Done

Done

There was a problem with your request

Let Me Fix Continue

Done

samplecc

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

No Thanks

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please provide a copy of the government or state-issued identification listed above. If this is not provided during the application, your account may be restricted for withdrawals and transfers until your identity can be verified.

Click or tap here to capture or upload an image or document.

Additional Information

Are you a senior foreign political figure or a close associate or family member of a senior foreign political figure?*

Do you have any beneficiaries?

Yes

No

Do you have another applicant?

Yes

No

Continue Or Go Back
Or Finish Later

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you a senior foreign political figure or a close associate or family member of a senior foreign political figure?*

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status