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Certificate Account Checking Savings Money Market

Certificate 4 Month

Max APY: 4.50% Min Deposit: $500.00

Certificate 91 Day

Max APY: 4.25% Min Deposit: $500.00

Certificate 6 Month

Max APY: 4.40% Min Deposit: $500.00

Certificate 9 Month

Max APY: 4.40% Min Deposit: $500.00

Certificate 12 Month

Max APY: 4.50% Min Deposit: $500.00

Certificate 18 Month

Max APY: 4.50% Min Deposit: $500.00

Certificate 24 Month

Max APY: 4.25% Min Deposit: $500.00

Certificate 30 Month

Max APY: 4.25% Min Deposit: $500.00

Certificate 36 Month

Max APY: 3.50% Min Deposit: $500.00

Certificate 48 Month

Max APY: 3.50% Min Deposit: $500.00

Certificate 60 Month

Max APY: 3.75% Min Deposit: $500.00

Sprout Saver 12 Month Share Certificate

Allows additional deposits to be made throughout the term of the share certificate in $25 increments. Available to members ages 0 – 17. At 18, additional deposits to the share certificate will no longer be accepted.

APY: 4.25% Min Deposit: $25.00

Certificate Variable 12 Month

Allows for 1 member chosen rate change per term.

APY: 4.25% Min Deposit: $10,000.00

Certificate Variable 24 Month

Allows for 2 member chosen rate changes per term.

APY: 4.00% Min Deposit: $10,000.00

Certificate Variable 36 Month

Allows for 2 member chosen rate changes per term.

APY: 3.25% Min Deposit: $10,000.00

Checking

No monthly fees. No minimum balance. Just a simple, straightforward checking that's perfect for your everyday needs.

Dividend Checking

Earn dividends on your checking account balance while maintaining financial flexibility to make purchases. Maintain an average daily balance of $2,500 to avoid a minimum balance charge.

APY: 0.10% Min Deposit: $2,500.00

Gold Checking

Earn more when you maintain a higher balance in your checking account. When you maintain an average daily balance of $10,000 you earn you a higher dividend rate on those funds, with no monthly maintenance fees.

Max APY: 2.00% Min Deposit: $0.00

Platinum Checking

Earn the highest dividend rate offered on an SFCU checking account when you maintain and average daily balance of $100,000. The best part, no monthly maintenance fees.

Max APY: 3.00% Min Deposit: $0.00

Club Account

Open an additional savings account to help you achieve your savings goals or easily budget your monthly expenses. You can have as many as you need!

APY: 0.05%

Money Management

Grow your balances faster with higher dividend rates, while still being able to make withdrawals at any time. With a minimum balance to open of just $2,500 you can start earning more than the standard savings dividend rate.

Max APY: 0.15% Min Deposit: $2,500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.16%	4.25%	$500.00	$500.00	4 (min)
.	4.41%	4.50%	$100,000.00	$0.00	4 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (days)
.	3.93%	4.00%	$500.00	$500.00	91 (min)
.	4.17%	4.25%	$100,000.00	$0.00	91 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	0.10%	$0.00	N/A
.	2.00%	2.00%	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.07%	4.15%	$500.00	$500.00	6 (min)
.	4.31%	4.40%	$100,000.00	$0.00	6 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.07%	4.15%	$500.00	$500.00	9 (min)
.	4.31%	4.40%	$100,000.00	$0.00	9 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.07%	0.07%	$2,500.00	$2,500.00	N/A
.	0.10%	0.10%	$5,000.00	$2,500.00	N/A
.	0.15%	0.15%	$10,000.00	$2,500.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$100,000.01	$0.00	N/A
.	3.00%	3.00%	$100,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.17%	4.25%	$500.00	$500.00	12 (min)
.	4.41%	4.50%	$100,000.00	$0.00	12 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.17%	4.25%	$500.00	$500.00	18 (min)
.	4.41%	4.50%	$100,000.00	$0.00	18 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.93%	4.00%	$500.00	$500.00	24 (min)
.	4.17%	4.25%	$100,000.00	$0.00	24 (min)

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