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Eligibility

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To become a member of OnPath Credit Union, we will make a $5 donation to the OnPath Foundation on your behalf. The OnPath Foundation is the philanthropic arm of OnPath Credit Union, advancing economic empowerment in underserved communities through its focus on education, homeownership, and entrepreneurship. For more information or to make an additional donation, please visit The OnPath Foundation » or call us at 800-749-6193.

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Required Products

Select at least one of the following products required for membership

BASE SHARE

When you become a member, you automatically get a Base Share account with your $5 initial deposit. Learn more »

Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Savings Money Market Certificate Account Checking

CHRISTMAS CLUB

Save throughout the year and start the holidays stress-free. Make deposits anytime, then access your funds on November 1 — just in time for seasonal shopping. Learn more »

SECONDARY SHARE

An extra savings account for specific goals—like a vacation, emergency fund, or big purchase. Learn more »

NON INTEREST BEARING SAVINGS

A simple and worry-free way to save. This account gives you quick access to your money anytime with no penalties, no market ups and downs, and no complicated rules. It is a safe and reliable place for your funds. Learn more »

MONEY MARKET

An account that blends the features of savings and checking accounts for safe, accessible growth, and better dividend rates than our regular share accounts.

Min Deposit: $1,000.00

11 MO BUSINESS CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 4.00% Min Deposit: $1,000.00

APY: 4.00% Min Deposit: $1,000.00

6 MONTH CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 3.25% Min Deposit: $1,000.00

APY: 3.25% Min Deposit: $1,000.00

11 MONTH CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 4.00% Min Deposit: $1,000.00

APY: 4.00% Min Deposit: $1,000.00

1 YEAR CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 3.75% Min Deposit: $1,000.00

APY: 3.75% Min Deposit: $1,000.00

18 MONTH CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 3.55% Min Deposit: $1,000.00

APY: 3.55% Min Deposit: $1,000.00

2 YEAR CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 3.49% Min Deposit: $1,000.00

APY: 3.49% Min Deposit: $1,000.00

3 YEAR CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 2.75% Min Deposit: $1,000.00

APY: 2.75% Min Deposit: $1,000.00

4 YEAR CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 2.75% Min Deposit: $1,000.00

APY: 2.75% Min Deposit: $1,000.00

5 YEAR CERTIFICATE

Earn a higher fixed rate during the term of the certificate. APY: 2.75% Min Deposit: $1,000.00

APY: 2.75% Min Deposit: $1,000.00

REWARDS HIGH YIELD CHECKING

Earn 6.00% APY on the money you keep in your account. The more you save each month, the more you earn. It’s that simple! Learn more & see qualifications »

Min Deposit: $25.00

REWARDS CASH BACK CHECKING

Get 5% cash back on everyday spending, up to $8 per month. Use your debit card for groceries, gas, and more — and get rewarded just for living your life. Learn more & see qualifications »

Min Deposit: $25.00

ELITE MONEY MARKET

Earn our highest dividend rates on balances of $25,000 and more. High returns and the ability to access funds whenever? Yes, please. Learn more & see qualifications »

Min Deposit: $25,000.00

FORWARD CHECKING

Bank with confidence knowing you will not be charged overdraft or NSF fees if a charge doesn’t clear. Statement Cycle fees apply. Learn more & see qualifications »

Min Deposit: $25.00

APY (Annual Percentage Yield)

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'Doing Business As' Information

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Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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