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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I live, work, worship, or attend school in Ada, Blaine, Camas, Canyon, or Elmore County, Idaho.
I live, work, worship, volunteer in or participate in associations headquartered in Gooding, Jerome, or Twin Falls County, Idaho.
I am an employee of retail, wholesale, manufacturing, cooperative, industrial, or distribution establishments that are located in Adams, Gem, Owyhee, Payette, or Washington County, Idaho.
I am part of the Mountain Home Air Force Base Retirement Association.
I am a current member or have a family member who is eligible for membership.
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Required Products
Select at least one of the following products required for membership
Pioneer Savings

*Required product for Pioneer Membership*

Whether you're saving for an emergency or a rainy day, you'll be prepared for surprise expenses. You can also earn dividends on higher balances.

APY: 0.05% Min Deposit: $25.00


You may select one of the following products
Available Products
6 Month Certificate $10000

APY: 0.40% Min Deposit: $10,000.00

6 Month Certificate $500

APY: 0.25% Min Deposit: $500.00 Max Deposit: $10,000.00

13 Month Special $500

APY: 1.25% Min Deposit: $500.00 Max Deposit: $10,000.00

13 Month Special $10,000

APY: 1.50% Min Deposit: $10,000.00

25 Month Special $500

APY: 2.00% Min Deposit: $500.00 Max Deposit: $10,000.00

25 Month Special $10,000

APY: 2.25% Min Deposit: $10,000.00

12 Month Certificate $10,000

APY: 0.60% Min Deposit: $10,000.00

12 Month Certificate $500

APY: 0.45% Min Deposit: $500.00 Max Deposit: $10,000.00

18 Month Certificate $10,000

APY: 0.80% Min Deposit: $10,000.00

18 Month Certificate $500

APY: 0.65% Min Deposit: $500.00 Max Deposit: $10,000.00

24 Month Certificate $10,000

APY: 1.00% Min Deposit: $10,000.00

24 Month Certificate $500

APY: 0.85% Min Deposit: $500.00 Max Deposit: $10,000.00

36 Month Certificate $10,000

APY: 1.20% Min Deposit: $10,000.00

36 Month Certificate $500

APY: 1.05% Min Deposit: $500.00 Max Deposit: $10,000.00

48 Month Certificate $10,000

APY: 1.40% Min Deposit: $10,000.00

48 Month Certificate $500

APY: 1.25% Min Deposit: $500.00 Max Deposit: $10,000.00

60 Month Certificate $10,000

APY: 1.60% Min Deposit: $10,000.00

60 Month Certificate $500

APY: 1.45% Min Deposit: $500.00 Max Deposit: $10,000.00

12 Month Senior $500

APY: 0.15% Min Deposit: $500.00 Max Deposit: $10,000.00

12 Month Senior $10,000

APY: 0.15% Min Deposit: $10,000.00

18 Month Senior $10,000

APY: 0.20% Min Deposit: $10,000.00

18 Month Senior $500

APY: 0.20% Min Deposit: $500.00 Max Deposit: $10,000.00

24 Month Senior $10,000

APY: 0.30% Min Deposit: $10,000.00

24 Month Senior $500

APY: 0.30% Min Deposit: $500.00 Max Deposit: $10,000.00

59 Month Special $10,000

APY: 2.75% Min Deposit: $10,000.00

59 Month Special $500

APY: 2.50% Min Deposit: $500.00 Max Deposit: $10,000.00

Money Market

Money Market Savings Accounts is a great option for holding your emergency fund because it will earn a higher dividend than regular savings while letting you respond to fluctuations in the investment market.

Reward U Checking

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APY: 3.00% Min Deposit: $0.00

WOW Cash Back Checking

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APY: 1.00% Min Deposit: $0.00

Classic Checking

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APY: 0.00% Min Deposit: $0.00

Special Purpose

Our Special Purpose savings account is a great tool for helping you plan and accumulate funds for those important reasons such as your holiday or vacation expenses.

APY: 0.05% Min Deposit: $0.00

Non-Interest Savings

This account is designed for members who do not wish to earn interest on their funds.

APY: 0.00% Min Deposit: $0.00

Health Savings

With a Pioneer Health Savings Account (HSA) you'll feel secure knowing that you have money for qualified medical expenses now and in the future. Plus, contributions to your HSA are tax-free, which means you save even more! You'll also earn competitive dividends on the funds deposited. It's easy to access your HSA with an HSA debit card to use on all of your qualified medical expenses.

APY: 0.05%

Idaho Medical Savings

Medical care costs can be very expensive. You can save for medical expenses or long-term care costs with an Idaho Medical Savings Account (MSA). The Idaho MSA allows you to save while reducing the amount of Idaho income tax you owe. Plus, with a dedicated MSA debit card, you can easily use your MSA funds on qualifed medical expenses.

APY: 0.05% Min Deposit: $25.00

APY (Annual Percentage Yield)
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What prompted you to start an application for membership or other products and loans at Pioneer Federal Credit Union?*
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If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
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Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
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Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please provide a picture of the front of your ID

Additional Information
Place of Birth*
Would you like to receive product updates, special promotions and offers for Pioneer products and services? These occur no more than 2x per week.*
Pioneer id-go is a verification tool that uses your biometric verification tools (like Face ID or fingerprint reader) on your phone to verify your identity. Once enrolled, anytime you call Pioneer, you'll be sent a text message with a link to utilize your biometric verification, letting you skip the security questions. Would you be interested in enrolling?*

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address