XA Mobile

Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/drivers license/State ID or passport with current address

Current physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I am a current or retired employee of one of the following:

I am related to or currently live with a DOCFCU member.

The DOCFCU member's name is:

I am associated with Washington, DC in one of the following ways:

None of the above? No worries! You can still join through the American Consumer Council (ACC), simply by receiving a quarterly electronic newsletter.

The ACC is a nonprofit organization that promotes consumer rights and financial literacy.

Remove Product

Remove

Cancel

Required Products

Select at least one of the following products required for membership

Regular Share Savings

Start small and build your fortune! It only takes $5 to open a DOCFCU savings account with no monthly maintenance fees and no minimum balance requirements.

APY: 0.05% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Money Market Certificate Account Checking

Money Market Account

Earn higher yields without sacrificing flexibility. As your savings start to grow, you can enjoy even higher yields with balances starting at just $2,500. Plus you can take up to six withdrawals a month (three by paper check), if you need access to your cash. Is insured up to $350,000 Can earn even more on tiered balance levels: Tier One = $2,500 to $19,999 Tier Two = $20,000 to $49,999 Tier Three = $50,000 and higher

Max APY: 2.10% Min Deposit: $0.00

Performance Checking

Earn up to $700 annually with our Performance Checking account! Earn 3.50% APY on balances up to $20,000 when you meet the monthly requirements.

APY: 3.50%

6 - 11 Month Share Certificate

Select a term from 6 months through 11 months. You can lock in competitive yields ($500 min deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.30% Min Deposit: $500.00

12 - 23 Month Share Certificate

Select a term from 12 months through 23 months. You can lock in competitive yields ($500 min deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.25% Min Deposit: $500.00

24 - 35 Month Share Certificate

Select a term from 24 months through 35 months. You can lock in competitive yields for as little as $500. Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.25% Min Deposit: $500.00

36 - 47 Month Share Certificate

Select a term from 36 months through 47 months. You can lock in competitive yields ($500 min. deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.10% Min Deposit: $500.00

48 - 59 Month Share Certificate

Select a term from 48 months through 59 months. You can lock in competitive yields ($500 min. deposit.) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.10% Min Deposit: $500.00

60 - 84 Month Share Certificate

Select a term from 60 months through 84 months. You can lock in competitive yields ($500 min. deposit) Take advantage of great yields and comfortable terms. Share Certificates are a great mid-level investment solution for members who want guaranteed results without risk.

Max APY: 2.05% Min Deposit: $500.00

Checking

The free and easy way to manage your everyday expenses. With our Free Checking, you’ll enjoy unlimited check writing on available funds, with no minimum balance and no worries about monthly service fees

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	1.85%	1.87%	$2,500.00	$0.00	N/A
.	2.00%	2.02%	$20,000.00	$0.00	N/A
.	2.10%	2.10%	$50,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.20%	2.20%	$500.00	$500.00	6 - 11
.	2.30%	2.30%	$25,000.00	$25,000.00	6 - 11

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.15%	2.15%	$500.00	$500.00	12 - 23
.	2.25%	2.25%	$25,000.00	$25,000.00	12 - 23

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.15%	2.15%	$500.00	$500.00	24 - 35
.	2.25%	2.25%	$25,000.00	$25,000.00	24 - 35

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.00%	2.00%	$500.00	$500.00	36 - 47
.	2.10%	2.10%	$25,000.00	$25,000.00	36 - 47

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.00%	2.00%	$500.00	$500.00	48 - 59
.	2.10%	2.10%	$25,000.00	$24,999.99	48 - 59

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.95%	1.95%	$500.00	$500.00	60 - 84
.	2.05%	2.05%	$25,000.00	$25,000.00	60 - 84

Please answer the following question(s)

Do you have a Credit Freeze/Lock with Experian and/or Equifax?*

I understand that in order for DOCFCU to process my application I must temporarily lift any credit freeze/lock with Experian and Equifax for credit and/or verification purposes. *

I understand

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution

Mail A Check

Internal Transfer

I agree to fund the account(s) with the method selected. If Transfer from another FI was selected, I authorize the Department of Commerce Federal Credit Union to electronically debit this account. I agree that this authorized ACH transaction complies with all applicable laws. I understand that this authorization will remain effective until I notify the credit union in writing, in person or by phone that I wish to revoke this authorization.

Continue Or Go Back

*Required Field(s)

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Department of Commerce Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

For faster processing, please upload color photos the front & back of your driver's license (or government issued ID)

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Department of Commerce Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

For faster processing, please upload color photos the front & back of your driver's license (or government issued ID)

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

Have comments

Please answer the following question(s)

How did you hear about us?*

Will you be sending or receiving domestic wire transfers?*

What amount do you expect to receive monthly?*

What amount do you expect to send monthly?*

Is there an interpreter or someone else speaking on the behalf of this applicant?*

What is the name and SSN (if known) of the interpreter?*

Are you a frequent traveler?*

What countries do you travel to outside of the U.S.?*

Will the initial deposit exceed $5000?*

What is the source of the initial deposit?*

Will you deposit or write checks?*

Will you be using mobile/remote deposit capture to deposit your checks?*

Will you deposit or withdraw cash?*

Approximately how much do you expect to deposit monthly?*

Approximately how much do you expect to withdraw monthly?*

Will you send or receive electronic (non-wire) transactions?*

Approximately how much do you plan to send monthly?*

Approximately how much do you plan to receive monthly?*

Please list any locations outside of the U.S. that you expect to send and receive funds. If no locations outside of the U.S., please respond "none."*

Are you a U.S. Citizen?*

What is your country of origin?*

Are you a foreign resident of the U.S. (legal permanent resident)?*

What is your Green Card Number or U.S. Individual Taxpayer Identification Number?*

Do you have citizenship with any other countries?*

Please list where you have citizenship*

Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*

What country are/were you a PEP?*

Re-enter: What country are/were you a PEP?

Are you an employee of an embassy, foreign consulate or foreign mission?*

What is the home county of the embassy, foreign consulate or foreign mission?*

Read, Sign and Submit

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

I have read and agree to the following Disclosures and Policies:

I have read and understand DOCFCU's eSign Agreement and Electronic Statement Disclosure.

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Send

I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

We encountered a problem and cannot process your application at this time.
Error: E-004

Return to our website

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Plaid

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Repay

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

There was a problem with your request

Restart will clear all data and return to the main page. Are you sure?

Yes No

Return to our website

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

Document Verification

Restart Popup

Document Verification

Restart Popup

Alert Popup

Alert Popup

Restart Popup

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

Restart Popup

Document Verification

Restart Popup

Application Completed

reCAPTCHA Verification Failure

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Alert Popup

Restart Popup

Access Denied