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Eligibility

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Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, volunteer, attend school, or own a small business in

Are you an immediate family member or household member of an existing member?

Their name is: Their phone number is:

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Required Products

Select at least one of the following products required for membership

You may select one of the following products

Joint Savings

Required to establish an account. Select this product, if membership account is to be in more than one individual's name.

APY: 0.10% Min Deposit: $50.00

Regular Share Account

Select this product, if membership account is to be in one individual's name.

APY: 0.10% Min Deposit: $25.00

Available Products

50 Plus Checking

Must keep a minimum balance of $250 to earn dividends. An increased dividend rate is earned on the monthly checking balance if the combined monthly savings and checking balance does not fall below $2,500. Automatic Overdraft Protection from Savings!

APY: 0.05%

Free Checking

APY: 0.00%

Student Checking

This free checking account is for full-time enrolled college students ages 18-24. There is no monthly charge or minimum balance required. Students may receive one free box of Carolina Trust checks per year and free incoming wire transfers. This is a non-dividend bearing account.

APY: 0.00%

Direct Checking

Must keep a minimum balance of $250 to earn dividends. Automatic Overdraft Protection from Savings!

APY: 0.05%

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.90%	0.90%	$2,500.00	N/A
.	1.10%	1.11%	$25,000.00	N/A
.	1.20%	1.21%	$50,000.00	N/A
.	1.30%	1.31%	$100,000.00	N/A
.	1.50%	1.51%	$250,000.00	N/A

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Description

Details

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Maturity Date

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution

Internal Transfer

Your application is almost complete. Click on the below link to review our Terms and Conditions, then click Continue to acknowledge acceptance:
Membership Agreement Disclosure

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Done

There was a problem with your request

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Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Carolina Trust Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Housing Payment

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload your Government Issued Identification (i.e. - State issued Driver's Licence, Identification Card or Passport).

Click or tap here to capture or upload an image or document.

Additional Information

Is your mailing address different than your physical address?*

Do you have another applicant?

Yes

Continue Or Go Back
Or Finish Later

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Is your mailing address different than your physical address?*

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Carolina Trust Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please upload your Government Issued Identification (i.e. - State issued Driver's Licence, Identification Card or Passport).

Click or tap here to capture or upload an image or document.

Additional Information

Is your mailing address different than your physical address?*

Continue Or Go Back
Or Finish Later

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back
Or Finish Later

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back
Or Finish Later

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

Have comments

Please answer the following question(s)

What prompted you to join the Credit Union, open up an account, or apply for a loan with us?*

Under penalities of perjury, I certify that; (1) The number shown on this application is my correct taxpayer identification number, (2) I am not subject to backup withholding, unless indicated by my selection, because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding.*

Carolina Trust offers both starting at just $4.49 per month!

ID Protect - Individual ID Theft Restoration, EZ Shield Wallet and Internet Monitoring with alerts. ($4.49 monthly)

ID Protect Plus - Individual ID Theft Restoration, EZ Shield Wallet, Internet Monitoring and 1-Bureau Credit Monitoring with alerts. ($5.99 monthly)

ID Protect Plus for 2 - Family ID Theft Restoration, EZ Shield Wallet, Internet Monitoring for 2 and 1-Bureau Credit Monitoring with alerts for 2. ($8.49 monthly)

ID Protect Platinum - Family ID Theft Restoration, EZ Shield Wallet, Internet Monitoring, 1-bureau Credit Monitoring, Public Records Monitoring and Name and Address Monitoring with alerts and 1-bureau quarterly credit score ($9.99 monthly)

Which account do you prefer to have drafted for ID Protect?

Checking or Savings

Please note: Federal Regulation D requires Savings account withdrawals to be limited to 6 during a calendar month by the following means: online or phone transfer, ACH, ATM point of sale at merchant, or automated account transfer. Drafting this service fee from your savings account would count as one of your allowed six withdrawals.

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email me all below disclosure link(s)

Digital Banking Agreement

CTFCU Fee Schedule

Courtesy Coverage

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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I Agree Or Go Back
Or Finish Later

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

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Do you want to cancel the verification process? Doing so may delay the processing of your application.

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Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

Document Verification

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Document Verification

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Alert Popup

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New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

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Document Verification

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Application Completed

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

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Access Denied