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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

To become a member, you MUST live, work, worship, or go to school in Hartford County, OR be related to an existing member OR have previously been a member.

Please be aware, IF YOUR PRIMARY ADDRESS FALLS OUTSIDE OF HARTFORD COUNTY, we will require PROOF that you fit our field of membership before we will open an account for you with us.

Select your eligibility

In Hartford County, I currently:

I'm related to an existing member, their name and relationship is:

Member NameRelationship

I'm a previous member.

How long ago (in years)?

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Required Products

Select the following products required for membership

Master Share

This base savings account is required to have an account at UBI. You will be able to select additional account types on the next page.

APY: 0.02% Min Deposit: $25.00

In addition, select one of the following products

Available Products

Recommended Savings Certificate Account Checking HSA

3 Month Share Certificate

CD's are different from savings accounts in that they have a specific fixed term. CD's are similar to savings accounts in that they are insured by the NCUA and thus virtually risk-free.

Max APY: 0.05% Min Deposit: $1,000.00

6 Month Share Certificate

Max APY: 4.00% Min Deposit: $1,000.00 Max Deposit: $49,999.99

12 Month Share Certificate

Max APY: 1.75% Min Deposit: $1,000.00 Max Deposit: $49,999.99

18 Month Share Certificate

Max APY: 1.75% Min Deposit: $1,000.00 Max Deposit: $49,999.99

24 Month Share Certificate

Max APY: 2.00% Min Deposit: $1,000.00 Max Deposit: $49,999.99

30 Month Share Certificate

Max APY: 2.00% Min Deposit: $1,000.00 Max Deposit: $49,999.99

36 Month Share Certificate

Max APY: 2.50% Min Deposit: $1,000.00 Max Deposit: $49,999.99

48 Month Share Certificate

Max APY: 2.50% Min Deposit: $1,000.00 Max Deposit: $49,999.99

60 Month Share Certificate

Max APY: 3.00% Min Deposit: $1,000.00 Max Deposit: $49,999.99

Secondary Share

An additional savings account. Want to put some money aside for your kids, save up for a new lawn mower, or just have a seperate savings account? Open up one of these!

Max APY: 0.02% Min Deposit: $0.01

Vacation Club

Helps you save for your summer vacation, this is a deposit-only savings account that matures on May 1st!

APY: 0.15%

Christmas Club

Helps you save for your holiday shopping, this is a deposit-only savings account that matures on October 1st!

APY: 0.15%

Money Market

This is a high yield savings account. People often opt to put money into a money market to earn money on their funds while not locking it up like they would in a certificate or other investment type account. You are limited to 5 withdrawals a month and you they must be in increments of $500 or more.

Max APY: 0.20% Min Deposit: $0.01

Share Draft

A checking (or transactional) account is required if you wish to make debit card purchases. You can opt to not get any checks when you add this account to your selection. Not everyone qualifies for a checking account.

Min Deposit: $0.01

HSA Share Draft

Max APY: 0.15% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.93%	4.00%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.74%	1.75%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.74%	1.75%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.98%	2.00%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.98%	2.00%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.23%	2.50%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.47%	2.50%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.96%	3.00%	$1,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	N/A	$0.01	N/A
.	0.02%	0.02%	N/A	$100.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	N/A	$0.01	N/A
.	0.05%	0.05%	N/A	$2,500.00	N/A
.	0.05%	0.05%	N/A	$10,000.00	N/A
.	0.10%	0.10%	N/A	$25,000.00	N/A
.	0.15%	0.15%	N/A	$50,000.00	N/A
.	0.20%	0.20%	N/A	$250,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.02%	0.02%	N/A	$0.00	N/A
.	0.05%	0.05%	$1,000.00	$1,000.00	N/A
.	0.05%	0.05%	$3,000.00	$3,000.00	N/A
.	0.10%	0.10%	$5,000.00	$5,000.00	N/A
.	0.10%	0.10%	$10,000.00	$10,000.00	N/A
.	0.15%	0.15%	$15,000.00	$15,000.00	N/A

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Address

Zip

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload the FRONT your photo ID to proceed with your application.

Click or tap here to capture or upload an image or document.

Additional Information

Are you subject to backup withholding?*

Do you want to setup Direct Deposit?*

How much will you be depositing from your pay?*

How much?*

How often are you paid?*

Where will your direct deposit be put into?*

How would you like to specify the direct deposit be split; in percentage or in dollars?*

What % to SAVINGS? You must total 100% between checking and savings. If you plan to put 100% into just one account, please go back and change "Split" to where you want to put 100% to.*

What % to CHECKING? You must total 100% between checking and savings. If you plan to put 100% into just one account, please go back and change "Split" to where you want to put 100% to.*

How much do you want to put into your to SAVINGS with each deposit? You must total 100% of your paycheck amount between checking and savings. If you plan to put everything into just one account, please go back and change "Split" to where you want to put it all to.*

How much do you want to put into your to CHECKING with each deposit? You must total 100% of your paycheck amount between checking and savings. If you plan to put everything into just one account, please go back and change "Split" to where you want to put it all to.*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

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* Make sure all four corners are visible

* Avoid glare

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you subject to backup withholding?*

Do you want to setup Direct Deposit?*

How much will you be depositing from your pay?*

How much?*

How often are you paid?*

Where will your direct deposit be put into?*

How would you like to specify the direct deposit be split; in percentage or in dollars?*

What % to SAVINGS? You must total 100% between checking and savings. If you plan to put 100% into just one account, please go back and change "Split" to where you want to put 100% to.*

What % to CHECKING? You must total 100% between checking and savings. If you plan to put 100% into just one account, please go back and change "Split" to where you want to put 100% to.*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please upload the FRONT your photo ID to proceed with your application.

Click or tap here to capture or upload an image or document.

Additional Information

Are you subject to backup withholding?*

Do you want to setup Direct Deposit?*

How much will you be depositing from your pay?*

How much?*

How often are you paid?*

Where will your direct deposit be put into?*

How would you like to specify the direct deposit be split; in percentage or in dollars?*

What % to SAVINGS? You must total 100% between checking and savings. If you plan to put 100% into just one account, please go back and change "Split" to where you want to put 100% to.*

What % to CHECKING? You must total 100% between checking and savings. If you plan to put 100% into just one account, please go back and change "Split" to where you want to put 100% to.*

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Please answer the following question(s)

We will not be able to open your account until you have uploaded or otherwise provided us with a copy of your drivers license at the end of this account application process (even if you are "Instant Approved". This applies for you AND your co-applicant (if this will be a joint application).*

I understand.

If you do not enroll for Hometech (online banking) and enable eStatements, you will be charged $3 each time you get a paper statement.*

I Understand and Accept

What branch will you use the most, or what one is closest?*

Do you want us to authorize and pay overdrafts on your ATM and debit card transactions through our Member Privilege program? Member Privilege is a UBI service that pays for transactions (checks, ACH, debit card, ATM and point of sale transactions) when there aren't enough funds in your account to pay for them (up to $700). There is a $35 fee per item for this payment protection. You may opt into or out of this service at any time.*

Do you want to add identity theft protection through UBI? Purchase Kasasa Protect! You may cancel at any time with no penalty. Kasasa Protect costs $11.99 a month. If you are a Kasasa Account holder, it costs $7.99 a month and adding joint account holders is only $5.99 a month. See the Kasasa Protect disclosure for more details.*

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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