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Eligibility

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You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live or work in

State

I live or work in a Qualified County.

Qualified County

I am related to an existing member

Existing Member

I am an employee of The Los Alamos National Laboratory (LANL); other personnel assigned to LANL.

Affiliation

I am an employee or relative of an employee at Del Norte Credit Union

Employee or Related

None of the above apply to me; I'd like to join through the

Foundation

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Required Products

Select at least one of the following products required for membership

Primary Share

Enter a world of savings with our Primary Savings share! Click HERE for more information

Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Checking Money Market

Holiday Savings Club

Enhanced Dividend Rate, Automatic Transfer or Payroll Deduction monthly; member choose amount. Funds are deposited to member's Share Account Annually during the 1st week of November. Click HERE for more information

APY: 0.25% Min Deposit: $10.00

CD Builder

Interested in starting with a lower balance ? Take advantage of DNCU's Certificate Builder with a monthly commitment of $50. Once your certificate builder reaches $500,it will be transferred to a 12- month certificate to earn even more dividends. Click HERE for more information

APY: 0.25% Min Deposit: $50.00

Secondary Savings

Express

Simplicity. An account that provides basic services without adding fees or requiring a minimum balance. Click HERE fore more information

Star

An interest-bearing account with a low minimum balance. Click HERE for more information

APY: 0.05% Min Deposit: $100.00

Free 4 Me

The ultimate account for the 18-25 year-old crowd. Click HERE for more information

Money Market Savings Account

You've saved well- now reap the rewards with higher interest on your savings with an account that works as hard as you do. Makeup to 6 withdrawals/ Debits per month to avoid fees with a maximum of 3 by check or draft. Dividends are compounded monthly and paid monthly. Click HERE for more information

Max APY: 1.51% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	N/A	$0.00	N/A
.	0.75%	0.75%	N/A	$2,000.00	N/A
.	0.80%	0.80%	N/A	$10,000.00	N/A
.	1.00%	1.00%	N/A	$25,000.00	N/A
.	1.25%	1.26%	N/A	$50,000.00	N/A
.	1.50%	1.51%	N/A	$100,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.50%	3.56%	N/A	$1,000.00	N/A
.	3.55%	3.61%	N/A	$10,000.00	N/A
.	3.60%	3.67%	N/A	$100,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.50%	3.56%	N/A	$1,000.00	N/A
.	3.55%	3.61%	N/A	$10,000.00	N/A
.	3.60%	3.67%	N/A	$100,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.50%	3.56%	N/A	$1,000.00	N/A
.	3.55%	3.61%	N/A	$10,000.00	N/A
.	3.60%	3.67%	N/A	$100,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.50%	3.56%	N/A	$1,000.00	N/A
.	3.55%	3.61%	N/A	$10,000.00	N/A
.	3.60%	3.67%	N/A	$100,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.35%	3.41%	N/A	$1,000.00	N/A
.	3.40%	3.46%	N/A	$10,000.00	N/A
.	3.45%	3.51%	N/A	$100,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.25%	3.30%	N/A	$1,000.00	N/A
.	3.30%	3.35%	N/A	$10,000.00	N/A
.	3.35%	3.41%	N/A	$100,000.00	N/A

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Internal Transfer

By checking the box and clicking “Continue” below, I authorize Del Norte Credit Union (“DNCU”) to initiate debit and credit entries via Electronic Funds Transfer through the Automated Clearing House (EFT-ACH) on my account at the financial institution designated by me to transfer to or from the DNCU account specified. I further authorize DNCU to perform any reversal of transfers. I acknowledge it is my responsibility to ensure that sufficient funds are available in the designated account. It may take up to five (5) calendar days to process and initiate this transfer. Transfers are processed during normal business days, which are Monday through Friday, excluding holidays. I agree that this transfer authorization is further subject to the terms of DNCU’s Membership Account Agreement and Disclosures, including the Electronic Funds Transfer section thereof. I acknowledge that the origination of ACH transactions to my account must comply with state and federal laws and that I am the authorized account owner to conduct transactions on all accounts involved in the transfer. I acknowledge that card transactions may be subject to additional fees by the card issuer. We accept Visa and Mastercard.

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'Doing Business As' Information

DBA Business Information

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Address

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About Your Employment

Employment Status

Upload Documents

Please upload an image of your valid government ID (for each applicant) such as a driver's license, state ID, military ID, etc. Acceptable file types: .PDF, .GIF, .JPG, .PNG.

Click or tap here to capture or upload an image or document.

Additional Information

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Tell us about your beneficiaries

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Other Products

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Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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How did you hear about DNCU?

Who was your previous primary financial institution?

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Do you expect to deposit or withdraw more than $10,000 in cash per month?*

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

I have read the Electronic Consent Agreement consent to do business electronically with Del Norte Credit Union

By submitting this application, the applicant agrees to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Rate and Fee Schedule, Funds Availability Policy Disclosure, and e-Statement Delivery Consent, if applicable, and to any amendment the lender makes from time to time which are incorporated herein.

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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