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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, or attend school in Lowell, the northern portion of Chelmsford or the western portion of Tewksbury.

Live, Work or WorshipLocation

I am a relative of a current member. Relative includes Spouse, Domestic Partner, Child, Sibling, Parent, Grandparent or Grandchild

Are you a relative of current member?Relatives Full Name

I am a member of the Tewksbury Historical Society

Are you a member of Tewksbury Historical Society?

I am a member of Mothers Against Drunk Driving

Are you a member of Mothers Against Drunk Driving?

I am an existing member of Mills42 Federal Credit Union opening a new membership.

Are you an existing member of Mills42?Existing Member Number. If unknown, write 'unknown'.

None of these. How else do I become eligible?

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Required Products

Select at least one of the following products required for membership

Membership Share Account²

This is a regular savings account that establishes you as a member of the credit union.

APY: 0.10% Min Deposit: $25.00

You may select one of the following products

Available Products

Checking Savings Certificate Account IRA IRA Certificate Account

Share Draft Account

Our basic checking account to handle all your day-to-day financial requirements.

APY: 0.00% Min Deposit: $0.00

Rewards Checking¹

This checking account pays you an aggressive rate of return each and every month on the balances you keep in it.

APY: 1.50% Min Deposit: $0.00

Super Saver Account4

This account allows you to receive higher dividends based on thresholds levels of savings. The interest rate increases as you reach established tiers.

Max APY: 1.10% Min Deposit: $2,500.00

Round Up Savings³

Every time you use your Mills42 debit card, the purchase amount is rounded up to the next whole dollar, and the difference is deposited into this account.

APY: 10.00% Min Deposit: $0.00

Christmas Club²

This savings account allows you to deposit a specific amount each week, month or paycheck that can be withdrawn in early October, just in time to start your holiday shopping.

APY: 0.10% Min Deposit: $0.00

Vacation Club Account²

This savings account allows you to deposit a specific amount each week, month or paycheck that can be withdrawn when you actually start making and paying for vacation plans.

APY: 0.10% Min Deposit: $0.00

All-Purpose Club Account²

This savings account allows you to deposit a specific amount each week, month or paycheck that can be withdrawn when you actually start making and paying for the occasion that it was set up for.

APY: 0.10% Min Deposit: $0.00

6 Month *SPECIAL* Share Certificate5

APY: 5.00% Min Deposit: $500.00

12 Month Share Certificate5

APY: 4.75% Min Deposit: $500.00

24 Month Share Certificate5

APY: 2.75% Min Deposit: $500.00

36 Month Share Certificate5

APY: 2.50% Min Deposit: $500.00

48 Month Share Certificate5

APY: 2.25% Min Deposit: $500.00

60 Month Share Certificate5

APY: 2.00% Min Deposit: $500.00

Individual Retirement Account (IRA)²

This account allows you to make tax-deferred contributions (deposits) into it, meaning that you do not pay taxes on these qualified contributions until you start withdrawing your money at retirement age.

APY: 0.30% Min Deposit: $0.00

Roth IRA Account²

Make after-tax contributions (deposits) into this account, and at retirement when you start withdrawing money from it, the earnings on your money may be completely tax-free.

APY: 0.30% Min Deposit: $0.00

6 Month IRA Certificate5

APY: 5.00% Min Deposit: $500.00

12 Month IRA Certificate5

APY: 4.75% Min Deposit: $500.00

24 Month IRA Certificate5

APY: 2.75% Min Deposit: $500.00

36 Month IRA Certificate5

APY: 2.50% Min Deposit: $500.00

48 Month IRA Certificate5

APY: 2.25% Min Deposit: $500.00

60 Month IRA Certificate5

APY: 2.00% Min Deposit: $500.00

6 Month Roth IRA Certificate5

APY: 5.00% Min Deposit: $500.00

12 Month Roth IRA Certificate5

APY: 4.75% Min Deposit: $500.00

24 Month Roth IRA Certificate5

APY: 2.75% Min Deposit: $500.00

36 Month Roth IRA Certificate5

APY: 2.50% Min Deposit: $500.00

48 Month Roth IRA Certificate5

APY: 2.25% Min Deposit: $500.00

60 Month Roth IRA Certificate5

APY: 2.00% Min Deposit: $500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.50%	0.50%	$2,500.00	N/A
.	0.65%	0.65%	$10,000.00	N/A
.	0.80%	0.80%	$25,000.00	N/A
.	0.95%	0.95%	$50,000.00	N/A
.	1.09%	1.10%	$100,000.00	N/A

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Funding

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Total Deposit

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Credit Card (max $500.00)

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

A copy of your Government issued photo ID is required for membership. Please upload it here.

Click or tap here to capture or upload an image or document.

Additional Information

What is your preferred method of contact?*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

What is your preferred method of contact?*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Upload Documents

A copy of your Government issued photo ID is required for membership. Please upload it here.

Click or tap here to capture or upload an image or document.

Additional Information

What is your preferred method of contact?*

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information