New Membership
This application is for a totally new account. If you're already a member and would like to add a Checking Account to your existing account, please visit a branch or contact us at (800) 834-0432 or through Video Banking.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Before we continue, here's a reminder of what you'll need to open an account:
- Your valid Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card),
- Your Social Security Number,
- $25.00 to fund your new Savings Account, and
- If you can select one of the Eligibility options below, then you're set to become a member of Atlantic Federal Credit Union!
Member Savings entitles you to all the benefits of basic membership by providing a convenient, affordable, easy way to manage your money.
APY: 0.05%
Kasasa Cash Back is a free checking account that pays 2.50% cash back on Debit Card purchases** with no minimum balance, no monthly fees, free Online Banking and nationwide ATM fee refunds!
APY: 0.00%
Kasasa Cash is a free checking account that pays high interest** in cash every month with no minimum balance, no monthly fees, free online banking and nationwide ATM fee refunds.
APY: 5.00%
Member Checking entitles you to all the benefits of basic membership by providing a convenient, affordable, easy way to manage your money. Benefits include no maintenance, minimum balance or per-check fees and unlimited check writing.
APY: 0.00%
Maximize returns while minimizing effort. With our money market account, your balance does the heavy lifting. Have it all, all in one place — earning potential and flexibility!
Minimum Opening Deposit: $1,000.00Dividend Calculation Method: Average Daily Balance**Available Rates
| Balance in Money Market Savings | Rate | APY |
|---|---|---|
| $2,500.00 to $4,999.99 | 0.25% | 0.25% |
| $5,000.00 to $9,999.99 | 0.25% | 0.25% |
| $10,000.00 to $49,999.99 | 0.25% | 0.25% |
| $50,000.00 to $99,999.99 | 0.25% | 0.25% |
| $100,000.00 to $249,999.99 | 0.30% | 0.30% |
| $250,000.00 to $499,999.99 | 0.40% | 0.40% |
| $500,000.00 or greater | 0.50% | 0.50% |
An All Purpose Club is a "second savings" that is ideal for any planned savings like taxes, household expenses or that special item you've got to have.
APY: 0.05%
We know saving money isn’t always easy — even if you have a specific goal in mind, so we decided to give you a helping hand. A Holiday Club is a "second savings" opened under your account that is ideal for planned holiday savings! The Holiday Club matures on October 10th of every year and the funds can be automatically transferred into another Atlantic FCU account.
APY: 0.05%
A Vacation Club is a "second savings" opened under your account that is a convenient way to save for your vacation! The Vacation Club matures on April 1st of every year and the funds can be automatically transferred into another Atlantic FCU account.
APY: 0.05%
Make even more of your money by linking Kasasa Cash to free Kasasa Saver. Life gets even more rewarding with Kasasa Cash checking, a free checking account pays you for doing things you probably already do!
Unlike the big banks that make sure the rich get richer, we reserve high dividends for balances of $10,000.00 or less. Plus, you'll get ATM withdrawal fee refunds all across the country!**
Kasasa Cash is a free checking account that pays high interest** in cash every month with no minimum balance, no monthly fees, free online banking and nationwide ATM fee refunds.
APY: 5.00%
Kasasa Saver is a free, high interest saver account linked to a Kasasa Cash checking account that earns massive interest and puts savings on autopilot.
APY: 4.00%
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
This account does not have sufficient balance to cover the total required deposit.
Please select another account.
'Doing Business As' Information
Tell Us About Yourself
Photo ID: Front Image Requirement
If you've used your Driver's License, State ID, Passport or Alien Registration Card on this application, please upload or take a picture of THE FRONT of it, showing your face.
If you've used your Military ID or are a senior citizen without valid Photo ID, no further action is required.
Please note that access to some services may be restricted if a valid Photo ID is required and not provided to the Credit Union. See Consumer Membership Account Agreement and Disclosures for more information.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
You're logged in as Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Joint Applicant Information
Photo ID: Front Image Requirement
If you've used your Driver's License, State ID, Passport or Alien Registration Card on this application, please upload or take a picture of THE FRONT of it, showing your face.
If you've used your Military ID or are a senior citizen without valid Photo ID, no further action is required.
Please note that access to some services may be restricted if a valid Photo ID is required and not provided to the Credit Union. See Consumer Membership Account Agreement and Disclosures for more information.
Beneficiaries Information
Review and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
