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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I live, work, worship, or attend school in one of these Ohio counties
Please SelectCounty
I live, work, worship, or attend school in one of these Kentucky counties
Please SelectCounty
I live or work in one of these Indiana counties
Please SelectCounty
I have an immediate family member who has an account
Please provide first and last name of your relative.Please provide the date of birth (MM/DD/YYYY) of your relative.
I work for one of the following Select Employer Groups
Select the company
I am a Kroger Plus Card holder
Provide card number or Alternate ID
Remove Product
Required Products
Select the following products required for membership
Regular Share Account

Your savings account earns monthly dividends at a competitive rate. Make regular contributions by payroll deduction or direct deposit, at KEMBA or shared branching locations, online, or by telephone.

Min Deposit: $10.00 Max Deposit: $500.00


In addition, select one of the following products
Available Products
Share Checking

Our basic checking product provides you with quick, convenient, safe access to your money and includes Overdraft Protection which will transfer funds from Regular Share Savings to Checking if checking is overdrawn. See fee schedule for Overdraft Protection fee.

Min Deposit: $0.00 Max Deposit: $500.00

Secondary Share Account

What are you saving for? From big goals to short-term plans, we’ll help you get there sooner with competitive dividends.

Min Deposit: $0.00 Max Deposit: $500.00

Vacation Club

Save for the vacation or holiday season little by little throughout the year — and save yourself plenty of stress when the good times arrive.

Min Deposit: $0.00 Max Deposit: $500.00

Holiday Club

Save for the vacation or holiday season little by little throughout the year — and save yourself plenty of stress when the good times arrive.

Min Deposit: $0.00 Max Deposit: $500.00

Money Market/Cash Inv. Acct

Your savings goals are closer than they appear. Reach them faster with tiered rates designed to grow your hard-earned balance.

Min Deposit: $0.00 Max Deposit: $500.00

3 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

6 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

12 Month Plus CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $10.00 Max Deposit: $499.00

12 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

18 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

24 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

30 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

36 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

48 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

60 Month CD

Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Min Deposit: $500.00 Max Deposit: $500.00

APY (Annual Percentage Yield)
Please answer the following question(s)
Please tell us what your preferred branch location is.*
Is there a joint member on this account?*
Joint members are subject to a $1 member entrance fee.*
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Description

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Additional feature(s)
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Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Additional Information
Citizenship status?*
Is there an interpreter or someone else speaking on the behalf of the customer?*
If you answered "Yes" above, complete the following. What is the name of the interpreter?*
If you answered "Yes" above, complete the following. What is the Social Security Number (SSN) of the interpreter?*
Do you travel more that 10 times per year?*
If you answered "Yes" above, complete the following. Do you travel outside the US?*
If you answered "Yes" above, complete the following. To which countries do you travel?*
Will you deposit or write checks?*
Will you deposit or withdraw cash?*
If you answered "Yes" above, complete the following. On average, how much physical cash do you expect to deposit each month?*
If you answered "Yes" above, complete the following. On average how much physical cash do you expect to withdraw each month?*
Will you send or receive wire transactions?*
If you answered "Yes" above, complete the following. What is the expected monthly total of wire transactions that you expect to send?*
If you answered "Yes" above, complete the following. What is the expected monthly total of wire transactions that you expect to receive?*
Will these wires be sent to or received from non-US locations?*
If you answered "Yes" above, complete the following. To/from which countries do you expect to send/receive wires? *
Will you send or receive electronic transactions such as direct deposit or direct withdraw?*
If you answered "Yes" above, complete the following. What is the expected monthly total of electronic transactions that you expect to send?*
If you answered "Yes" above, complete the following. What is the expected monthly total of electronic transactions that you expect to receive?*
Will these electronic transactions be sent to or received from non-US locations?*
If you answered "Yes" above, complete the following. To/From which countries do you expect to send/receive electronic transactions?*
Do you, a family member, or close associate hold a political office?*
If you answered "Yes" above, complete the following. In what country?*
If you answered "Yes" above, complete the following. What is your relationship to the person who holds a political office?*
What is the name of the family member?*
What is the name of the close associate?*

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment