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Eligibility

Please indicate how you are eligible for credit union membership.You qualify for membership by either living or working in one of our surrounding counties or being a relative of a current member. If you are a minor, you will need a joint applicant over the age of 18 added.

***NOTE...We are located in Wisconsin and are not affiliated with any Guardian Credit Union in Alabama or Florida***

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I am a relative of a current member or I am an existing member.

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Required Products

Select at least one of the following products required for membership

Regular Savings

APY: 0.01% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Money Market Savings Checking Certificate Account

Paws and Plans Savings

An easy way to save for the expenses that come with owning a pet. For full product details, visit https://www.guardiancu.org/paws-and-plans-savings.

APY: 0.05% Min Deposit: $1.00

Saver's Sweepstakes®

Saver’s Sweepstakes® is a prize-linked savings account that offers prize drawing entries in return for each time you increase your monthly savings balance by $25 (up to 6 entries per month). Prize drawings are held monthly, quarterly and annually – so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!* Additionally, earn 0.01% APY** on Saver’s Sweepstakes accounts. *See full disclosure and member account agreement. Open to Wisconsin, Illinois and Minnesota residents only. **Minimum balance to earn stated APY is $25.

APY: 0.01% Min Deposit: $25.00

Advantage Money Market

Advantage Money Market grows your money faster while maintaining liquidity and offers a competitive tiered interest rate. It has a $5,000 minimum balance and no monthly fee if the minimum is maintained.

Max APY: 2.50% Min Deposit: $5,000.00

Blue Money Market

Blue Money Market account is a uniquely designed program that ensures a higher savings return on your investment, along with safety and total liquidity.

Max APY: 0.02% Min Deposit: $2,500.00

Special Savings

GCU offers a special savings account geared toward helping you save.

APY: 0.01% Min Deposit: $1.00

Tax Club

Save early for the expenses associated with your income taxes. Maturity date is February 1st.

APY: 0.05% Min Deposit: $1.00

Christmas Club

Make Christmas a little easier on the budget by saving throughout the year. Maturity date is October 1st.

APY: 0.05% Min Deposit: $1.00

Vacation Club

Taking that well deserved vacation could be a reality by saving in advance. Maturity date is June 1st.

APY: 0.05% Min Deposit: $1.00

Car Fund

Save for auto repairs and maintenance or for the purchase your next vehicle. Plus, receive a low rate when you are ready to use your funds by obtaining your auto financing through GCU.

APY: 0.05% Min Deposit: $1.00

Home Fund

Save for home repairs, upgrades, or the purchase of your first home. Finance your home loan through GCU and use your Home Fund for your down payment to receive a premium rate.

APY: 0.05% Min Deposit: $1.00

Education Fund

Makes saving for an education easier. Funds can be withdrawn at any time for education purposes.

APY: 0.05% Min Deposit: $1.00

Access Checking

Min Deposit: $25.00

Assurance Checking

APY: 0.01%

Standard Checking

Our basic checking account, which has no minimum balance requirement, does not earn interest, and comes with our core benefits set. For full product details, visit https://www.guardiancu.org/checking

Min Deposit: $25.00

Student Checking

Min Deposit: $10.00

2 Month Certificate

APY: 0.25% Min Deposit: $250.00

3 Month Certificate

APY: 0.50% Min Deposit: $250.00

6 Month Certificate

APY: 1.00% Min Deposit: $250.00

12 Month Certificate

APY: 1.50% Min Deposit: $250.00

18 Month Certificate

APY: 1.75% Min Deposit: $250.00

24 Month Certificate

APY: 2.00% Min Deposit: $250.00

36 Month Certificate

APY: 2.00% Min Deposit: $250.00

48 Month Certificate

APY: 2.00% Min Deposit: $250.00

60 Month Certificate

APY: 2.00% Min Deposit: $250.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.50%	0.50%	$5,000.00	$5,000.00	N/A
.	1.00%	1.00%	$30,000.01	$30,000.01	N/A
.	1.49%	1.50%	$75,000.01	$75,000.01	N/A
.	1.98%	2.00%	$125,000.01	$125,000.01	N/A
.	2.47%	2.50%	$200,000.01	$200,000.01	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$2,500.00	$2,500.00	N/A
.	0.02%	0.02%	$10,000.00	$10,000.00	N/A

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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