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Checking Certificate Account Savings Money Market

Digital Spend Account

Eligible for Loyalty Rewards. Earn our basic dividend rate or qualify to earn our highest dividend rates:

3.01% APY* on balances below $10,000
.50% APY* on balances $10,000+

Maximum of one checking account per membership. Federally insured by NCUA.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

Teen Spend Account

Ages 13-17 ONLY. Includes unlimited free ATM transactions.

3.01% APY* on balances below $499.99
.05% APY* on balances $500.00+

Maximum of one checking account per membership. Federally insured by NCUA.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

Young Adult Spend Account

Ages 18-26 ONLY. Includes free ATM transactions and special perks!

3.01% APY* on balances below $499.99
.50% APY* on balances $500.00+

Maximum of one checking account per membership. Federally insured by NCUA.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

3 Month Certificate

Max APY: 3.82% Min Deposit: $500.00 Max Deposit: $250,000.00

6 Month Certificate

Max APY: 3.92% Min Deposit: $500.00 Max Deposit: $250,000.00

12 Month Certificate

Max APY: 3.71% Min Deposit: $500.00 Max Deposit: $250,000.00

20 Month Bump Up Certificate

Ability to bump up your rate to the going 24 month certificate rate once during the 20 month term

Max APY: 3.45% Min Deposit: $500.00 Max Deposit: $250,000.00

24 Month Certificate

Max APY: 3.56% Min Deposit: $500.00 Max Deposit: $250,000.00

36 Month Certificate

Max APY: 3.76% Min Deposit: $500.00 Max Deposit: $250,000.00

48 Month Certificate

Max APY: 3.66% Min Deposit: $500.00 Max Deposit: $250,000.00

56 Month Bump Up Certificate

Ability to bump up your rate to the going 60 month certificate rate once during the 56 month term

Max APY: 3.56% Min Deposit: $500.00 Max Deposit: $250,000.00

60 Month Certificate

Max APY: 3.45% Min Deposit: $500.00 Max Deposit: $250,000.00

Accumulator Certificate

Earn competitive rates, while having the flexibility to add money as you go.

Open to Little Buffalo Accounts, Teen, Custodial & Young Adults Ages 0-26
Minimum opening deposit of $50. Make deposits anytime with as little as $25
24-month term

APY: 3.56% Min Deposit: $50.00 Max Deposit: $250,000.00

Holiday Club Account

A Holiday Club Savings Account helps you set money aside throughout the year so you can be prepared for holiday expenses.

No minimum deposit
Contribute throughout the year, and access funds on October 1st
Option to personalize account name

APY: 0.20% Max Deposit: $5,000.00

Vacation Club Account

Planning a getaway? Use a Vacation Club Account to save money towards a well deserved vacation, or any other large expense.

No minimum deposit
Access to funds at any time
No withdraw penalty
Option to personalize account name

APY: 0.20% Max Deposit: $5,000.00

Secondary Savings Account

Secondary Savings Accounts can be used to save for any specific needs you may have!

No minimum deposit
No minimum balance
No withdrawal penalty
Option to personalize account name

Max APY: 0.20% Min Deposit: $0.00 Max Deposit: $5,000.00

Money Market Account

If you want to earn high dividends without tying up your funds, take advantage of the Interior Federal Money Market Account.

No minimum opening deposit
No monthly fees
Check writing available
Competitive dividends on average daily balance of $1,000 or more

Max APY: 0.60% Min Deposit: $0.00 Max Deposit: $5,000.01

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.75%	3.82%	$500.00	$500.00	3 (min)
.	3.75%	3.82%	$100,000.00	$100,000.00	3 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.85%	3.92%	$500.00	$500.00	6 (min)
.	3.85%	3.92%	$100,000.00	$100,000.00	6 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.50%	0.51%	$1,000.00	$0.00	N/A
.	0.60%	0.60%	$5,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.65%	3.71%	$500.00	$500.00	12 (min)
.	3.65%	3.71%	$100,000.00	$100,000.00	12 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.40%	3.45%	$500.00	$500.00	20 (min)
.	3.40%	3.45%	$100,000.00	$100,000.00	20 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.50%	3.56%	$500.00	$500.00	24 (min)
.	3.50%	3.56%	$100,000.00	$100,000.00	24 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.15%	0.15%	$25.00	$0.00	N/A
.	0.20%	0.20%	$1,500.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.70%	3.76%	$500.00	$500.00	36 (min)
.	3.70%	3.76%	$100,000.00	$100,000.00	36 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.60%	3.66%	$500.00	$500.00	48 (min)
.	3.60%	3.66%	$100,000.00	$100,000.00	48 (min)

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