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You will need the following information in order to complete the application:

Driver's License/State ID/Passport

Your complete physical and mailing address

Social Security Number or Individual Taxpayer Identification Number

Date of Birth

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I am employed by the U.S. House of Representatives or work on Capitol Hill with the House.

I qualify as an employee of an affiliated organization (view our 100+ partners).

Name of Employer/Organization

I live, work, worship, or attend school in a designated service area (view areas).

Address

I qualify through my relationship with a current member.

Name of SponsorAccount Number

I am an existing Congressional Federal primary account owner opening a new account.

Name on AccountAccount Number

None of the above. I’d like to qualify by joining the Friends of the National Arboretum (there is no cost to join).

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Required Products

Select at least one of the following products required for membership

Savings

A Congressional Federal savings account serves as an excellent starting point for future planning. Additionally, it's also your ticket to membership at Congressional Federal. By maintaining a minimum balance of $5 in your savings account, you can enjoy all the benefits of membership.

Min Deposit: $5.00

You may select one of the following products

Available Products

Checking Certificate Account Money Market Savings

Classic Checking

If you’re tired of miscellaneous bank fees on your checking account, consider opening a Classic Checking account with Congressional Federal Credit Union. Classic Checking offers our members free checking with a wide range of online services and access to over 30,000 worldwide surcharge-free ATMs.

Heritage Checking

$6 monthly fee applies and will be waived with 25 Heritage Checking debit card swipes a month for a total of $250 or more.

Capitol Checking

$10 monthly fee applies and will be waived if you complete both of the following: Use your Capitol Checking debit card 25 times per month for a total of $250 or more in debit charges AND maintain an average daily balance of $25,000 in your Capitol Checking account.

Independence Checking

If you’re a Congressional Federal member who is at least 62 years old, consider opening a Congressional Independence Account. This FREE account offers specials on a variety of products and services. You can take advantage of all these options on each account where you are the primary member.

6 Month Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $1,000.00

1 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings.

Min Deposit: $1,000.00

2 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $1,000.00

3 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $1,000.00

4 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $1,000.00

5 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $1,000.00

Flexible Saver - 1 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $100.00 Max Deposit: $1,000.00

Jumbo - 90 Day Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $100,000.00

Jumbo - 6 Month Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $100,000.00

Jumbo - 1 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $100,000.00

Jumbo - 2 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $100,000.00

Jumbo - 3 Year Certificate

See your savings grow by setting aside extra funds to maximize your earnings. For more information, visit our website.

Min Deposit: $100,000.00

Adjustable 6 Month Certificate

Min Deposit: $1,000.00

Adjustable 1 Year Certificate

Min Deposit: $1,000.00

Adjustable 2 Year Certificate

Min Deposit: $1,000.00

Adjustable 3 Year Certificate

Min Deposit: $1,000.00

Adjustable 4 Year Certificate

Min Deposit: $1,000.00

Adjustable 5 Year Certificate

Min Deposit: $1,000.00

Money Market

When you have more to invest, consider a Money Market account. It offers higher dividends for higher balances and allows you to manage your account through Online Banking or with Teller 24. Plus, there are NO monthly fees, NO monthly balance requirements, and a higher dividend rate compared to basic savings accounts.

Min Deposit: $2,500.00

Second Savings

Holiday Club

Introducing the Holiday Club account, making it easy to save for special occasions or any purpose with automatic monthly deposits. Start with a minimum deposit of $25, and watch your savings grow throughout the year. On November 1st, your accumulated funds will be transferred to your Congressional Federal savings account for you to use as you wish.

Min Deposit: $25.00

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Additional Information

By selecting you are not subject to backup withholding, you certify: (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of a failure to report all interest and dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding, and 3. You are a U.S. person (including U.S. resident alien), and 4. You are exempt from FATCA reporting. If you are subject to backup withholding or not a U.S. Citizen or Resident, the Credit Union will contact you for additional information.

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By selecting you are not subject to backup withholding, you certify: (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of a failure to report all interest and dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding, and 3. You are a U.S. person (including U.S. resident alien), and 4. You are exempt from FATCA reporting. If you are subject to backup withholding or not a U.S. Citizen or Resident, the Credit Union will contact you for additional information.

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Upload Documents

Please upload an image of your current government issued photo ID (for each applicant), such as a driver's license, state ID, etc. DO NOT provide common access or military identification cards, per Title 18, US Code Part I, Chapter 33, Section 701. Acceptable file types: .PDF, .GIF, .JPG, .PNG.

Click or tap here to capture or upload an image or document.

Additional Information

By selecting you are not subject to backup withholding, you certify: (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of a failure to report all interest and dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding, and 3. You are a U.S. person (including U.S. resident alien), and 4. You are exempt from FATCA reporting. If you are subject to backup withholding or not a U.S. Citizen or Resident, the Credit Union will contact you for additional information.

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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Account Agreement:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including joint owners and authorized signers.

What does this mean to you?
When you open a new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documents. By submitting this application, you authorize the Credit Union to obtain information necessary to verify your identity. This may include information obtained from consumer reporting agencies, public databases, or other sources. If the Credit Union is unable to verify information that you provide, an account may not be opened. The Credit Union reserves the right to close your account if it determines at a later date that it does not know your true identity.

By clicking "I agree" below, you are applying for membership in and agree to the Bylaws, as amended, of Congressional Federal Credit Union (the "Credit Union"). Under penalties of perjury, you certify that you are within the field of membership of this Credit Union and that the information you provide on this application is true and correct. Your agreement below applies to all accounts under your name at this Credit Union and constitutes a request for any identifying number and/or access device issued by the Credit Union in connection with such account. You authorize the Credit Union to obtain information necessary to verify your identity, including but not limited to obtaining a credit report about you.

Credit Report Authorization:
You promise that everything you state in this application is correct to the best of your knowledge. If there are any important changes, you will notify us in writing immediately. By clicking "I agree," you authorize the Credit Union to check your employment and credit history and to obtain credit reports in connection with this or any request for membership or credit, including any update, increase, renewal, extension, or collection of credit that you receive. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.

You grant us a security interest in all individual and joint share and/or deposit accounts you have with us now and in the future to secure what you owe under the Agreement and if you have applied for a credit card, under the credit card agreement. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under state or federal law if given as security, are not subject to the security interest you have given in your shares and deposits.

OHIO RESIDENTS ONLY: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

WISCONSIN RESIDENTS ONLY: No provision of any marital property agreement, unilateral statement under Section 766.59, or court decree under Section 766.70 will adversely affect the rights of the Credit Union unless the Credit Union is furnished a copy of the agreement, statement or decree, or has actual knowledge of its terms, before the credit is granted or the account is opened.

For Account and/or Account Services: By clicking "I agree," you agree to be bound to the terms and conditions of any account that you have with the Credit Union now and in the future and to any amendments to these documents that the Credit Union may make from time to time. You acknowledge receipt of the "About Your Accounts". Agreement and Disclosure and, if applicable, W-9 instructions.

Under penalties of perjury, You certify that:
1. The number you provide in this application is your correct taxpayer identification number, and 2. You are not subject to backup withholding because: (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of a failure to report all interest and dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding, and 3. You are a U.S. person (including U.S. resident alien), and 4. You are exempt from FATCA reporting. Certification instructions: If you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return, please complete a paper application or stop by a branch office.
The IRS does not require your consent to any provision of this document other than certifications to avoid backup withholding.

By opening your account online, you agree to receive disclosures electronically in accordance with Congressional Federal's Electronic Correspondence Disclosure.

WE RECOMMEND THAT YOU PRINT OR SAVE A COPY OF EACH OF THESE DISCLOSURES FOR YOUR RECORDS.

Privacy Policy

"About Your Accounts" Agreement and Disclosure

Congressional Federal's Electronic Correspondence Disclosure

Fee Schedule

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Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
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