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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport, preferably with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
 

Patriot Act - Notice

Important Information About Procedures for Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person (business and individuals) who opens any financial transaction account(s) including deposits, loans and safe deposit boxes.
What this means for you:
When you open any financial transaction account, we will ask for your name, address (mailing and physical, if different), date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.
In all cases, protection of our applicant’s identity and confidentiality is our pledge to you.
CONSENT TO ELECTRONIC RECORDS
To apply for an account through our online account application, you must consent on the disclosure page to the E-Sign Agreement. By consenting, you agree to receive legal disclosures, agreements, notices and documents electronically.
Should you decide to not receive related documents electronically, please exit our online account application.
We welcome your interest in applying for an account and would be happy to assist you in opening an account at any of our banking centers.
Select your eligibility
I work for MassMutual.
Employment LocationCurrent Occupation
I regularly work at or for MassMutual, but I am not an employee.
Type of Worker:Current Occupation
I am a MassMutual Financial Professional (Agent).
Please Select
I am a relative of a MMFCU Member.
Relationship:Who are you related to?:Your relationship to them:Your Current Occupation:
I retired from MassMutual.
Please Select
Remove Product
Required Products
Select at least one of the following products required for membership
PRIMARY SHARE

Choose this account if you will be a sole account owner or the account will be joint, but you do not intend to borrow for a vehicle or a home.

APY: 0.15% Min Deposit: $5.00

JOINT PRIMARY SHARE

Choose this account if you will have one or more account owners and plan to borrow for a vehicle or home.

APY: 0.15% Min Deposit: $10.00


You may select one of the following products
Available Products
SECONDARY SHARE

Want to save for a certain thing? Keep your funds separate in a separate savings account.

APY: 0.15%

VACATION CLUB

Saving for an upcoming trip? Choose this account and set up direct deposit to put your savings on auto pilot.

APY: 0.15%

HOLIDAY CLUB

Want to save for the holidays? Choose this account and set up direct deposit to put your savings on auto pilot.

APY: 0.15%

KASASA CASH SAVER

The companion savings account to our Kasasa Cash checking. Earn a great rate on balances up to $50,000 (must have Kasasa Cash checking to qualify for this account).

KASASA CASH BACK SAVER

The companion savings account to our Kasasa Cash Back checking. Earn a great rate on balances up to $50,000 (must have Kasasa Cash Back checking to qualify for this account).

CHECKING

Our basic, no fee, no frills checking account.

HIGH YIELD CHECKING

Our tiered balance/rate checking account. Monthly minimums to avoid fees apply.

KASASA CASH

Earn great dividends on your checking account on balances up to $10,000!

KASASA CASH BACK

Earn up to $6 cash back every month on your debit card purchases, refunds up to $25 on ATM fees monthly, no minimum balance, no fees.

MONEY MARKET ACCOUNT

Tiered rate/balance account. Our best interest rates while keeping your funds liquid.

Min Deposit: $100.00

3 Month Certificate

APY: 1.81% Min Deposit: $500.00

6 Month Certificate

APY: 1.92% Min Deposit: $500.00

12 Month Certificate

APY: 2.42% Min Deposit: $500.00

18 Month Certificate

APY: 2.62% Min Deposit: $500.00

24 Month Certificate

APY: 2.82% Min Deposit: $500.00

36 Month Certificate

APY: 3.03% Min Deposit: $500.00

48 Month Certificate

APY: 3.28% Min Deposit: $500.00

60 Month Certificate

APY: 3.53% Min Deposit: $500.00

24 Month Jumbo Certificate

APY: 2.93% Min Deposit: $50,000.00

36 Month Jumbo Certificate

APY: 3.13% Min Deposit: $50,000.00

48 Month Jumbo Certificate

APY: 3.38% Min Deposit: $50,000.00

60 Month Jumbo Certificate

APY: 3.63% Min Deposit: $50,000.00

APY (Annual Percentage Yield)
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Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
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Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
Success
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification

Please upload a copy of your Government Issued Identification

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please upload a copy of your Government Issued Identification

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Beneficiaries percent share information page

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Tell us about your beneficiary percent shares

Other Products


Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.