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Certificate Account Checking Savings

Share Certificate - 24 Month Promotion

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this promotional share certificate is 24 months.

APY: 3.50% Min Deposit: $1,000.00

Share Certificate - 6 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 6 months.

APY: 1.00% Min Deposit: $1,000.00

Share Certificate - 7 Month Online Only

***Please note this certificate requires new funds not on deposit already*** Share certificates, are accounts where members deposit funds to save for the future. Share certificate's offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 7 months and is being offered only online. Offer valid only for funds not currently on deposit with First Harvest Credit Union, new deposits required. Institutional funds are not qualified for this offer. First Harvest Credit Union reserves the right to withdraw or revise this offer at any time without further notice.

APY: 1.00% Min Deposit: $1,000.00

Share Certificate - 9 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 9 months.

APY: 1.00% Min Deposit: $1,000.00

Share Certificate - 10 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 10 months.

APY: 1.00% Min Deposit: $1,000.00

Share Certificate - 12 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 12 months.

APY: 1.00% Min Deposit: $1,000.00

Share Certificate - 15 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 15 months.

APY: 1.75% Min Deposit: $1,000.00

Share Certificate - 18 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 18 months.

APY: 1.75% Min Deposit: $1,000.00

Share Certificate - 36 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 36 months.

APY: 2.50% Min Deposit: $1,000.00

Share Certificate - 48 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 48 months.

APY: 2.50% Min Deposit: $1,000.00

Share Certificate - 60 Month

Share certificates are accounts where members deposit funds to save for the future. Share certificates offer better dividend rates to members who are willing to have limited access to their funds. Dividends are calculated and paid monthly. The term for this share certificate is 60 months.

APY: 2.50% Min Deposit: $1,000.00

Free Checking

APY: 0.01% Min Deposit: $0.00

First Step Checking

First Step Checking offers a simple checking solution with a $3.99 monthly service fee that comes with no minimum balance requirement, online and mobile banking, eStatements and check writing privilege amongst others. The First Step Checking Account serves to build positive transaction history for those that may not traditionally qualify for our Free Checking Account. Please see our Truth in Savings Disclosure as well as our Schedule of Fees for full product/fee information.

APY: 0.00% Min Deposit: $0.00

Growth Checking

Min Deposit: $0.00

Growth Savings Account

Watch your savings grow faster with our exclusive online only Growth Savings Account that offers competitive, tiered dividends paid on balances of $1,000 or more. Offer valid for funds not currently on deposit with First Harvest Credit Union. You may qualify by depositing an additional $5,000 or more in new money. Balances between $0.00-$999.99 earn 0.01% APY. Balances between $1,000.00- $99,999.99 earn 3.25% APY. Balances between $100,000.00-$249,999.99 earn 3.25% APY. Balances between $250,000.00-$499,999.99 earn 3.25% APY. Balances over $500,000.00 earn 0.50% APY. Active online banking and eStatement enrollment are required to avoid a $3.50 maintenance fee. There is no minimum balance requirement. Please see our Truth in Savings Disclosure as well as our Schedule of Fees for full product/fee information.

Educator's Club

A club account specifically for school employees. This club account generally starts in September (although it can be opened at any time). The account matures on July 1st (funds are transferred to your savings account), just in time for summer to start! There is no monthly fee or opening deposit requirement. A $10 early withdrawal fee applies for withdrawals prior to maturity. Maximum APY displayed is based on $100 minimum balance to earn that rate. Balances between $100.00 to $4,999.99 earn 0.10% APY. Balances over $5,000.00 earn 0.10% APY. Please see our Truth in Savings Disclosure as well as our Schedule of Fees for full product/fee information.

APY (Annual Percentage Yield)

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