XA Mobile

Eligibility

Applying is fast and easy!

To apply you must:

Be a legal US resident

Be at least 18 years old

Have a Social Security number

Have valid Government issued Identification (Drivers License, State ID, Passport, Military ID, or Permanent Resident Card)

Have current bank account and routing number OR Credit/Debit Card Information available for funding your new account

Select your eligibility

I live, work, or attend school in any of the following eligible cities or towns:

StatusCities

I am eligible to join through the following immediate family member.

Immediate FamilyName of Relative

I am employed by, or a member of one of the following Partner Organizations:

Partner Organizations

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Required Products

Select at least one of the following products required for membership

Traditional Savings Account

Our Traditional Savings Account allows you to deposit money safely and earn dividends.

APY: 0.10% Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Checking Money Market Certificate Account

Additional Savings Account

Our Traditional Savings Account allows you to deposit money safely and earn dividends.

APY: 0.10% Min Deposit: $5.00

Basic Checking Account

Our Basic Checking Account allows you to manage your account with no fees while providing safe and convenient access to your money.

APY: 0.05%

Benefits Checking Account

Our Benefits Checking Account allows you to manage your account with no minimum balance, no maintenance fees, unlimited transaction limits and additional benefits.

APY: 0.05%

Premier Checking Account

Max APY: 4.00% Min Deposit: $500.00

Traditional Money Market Account

Watch your money grow with our Traditional Money Market Account by earning a higher rate based on balances.

Max APY: 0.10% Min Deposit: $15.00

Premier Money Market Account

Our Premier Money Market Account is available to members who have a Premier Checking Account. Take advantage today and earn dividends through our tiered-rate structure.

Max APY: 1.00% Min Deposit: $2,500.00

3 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 3.00% Min Deposit: $500.00

6 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 4.25% Min Deposit: $500.00

7 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 4.50% Min Deposit: $1,000.00

11 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 4.00% Min Deposit: $5,000.00

12 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 3.75% Min Deposit: $500.00

18 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 3.50% Min Deposit: $500.00

24 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 3.25% Min Deposit: $500.00

36 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 2.75% Min Deposit: $500.00

48 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 2.75% Min Deposit: $500.00

60 Month Certificate

Our Certificate of Deposit Account features competitive rates with flexible terms that fully insured.

APY: 2.75% Min Deposit: $500.00

APY (Annual Percentage Yield)

Please answer the following question(s)

USA Patriot Act Notice: Important Information About Procedures For Opening A New Account-To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to seek your driver's license or other identifying documents.*

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Description

Details

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Additional feature(s)

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

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Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Return to Application Cancel Application

We are sorry, but the identify prefill feature is currently unavailable.

Applying just got easier!

Verifying your identity now will enable us to prefill your application. Enter your personal mobile phone number, and we will send a validation code.

Phone Number

Prefill My Data No, Thanks

By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.

Additionally, you authorize and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.

You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.

Please enter the validation code that was sent to your mobile phone.

Validation Code

Confirm Code Cancel

Almost there! We just need your Zip Code and last 4 digits of your Social Security Number.

Zip Code

Social Security Number (Last 4 Digits)

*Required Field(s)

Prefill My Data No, Thanks

Incorrect validation code entered.

Zip Code:

SSN:

You may go back and correct any typos and re-verify, or continue to the application.

Applying just got easier! We noticed you are applying from a mobile device.

Verifying your identity now will enable us to prefill your application. Enter your Zip Code and last 4 digits of your Social Security Number.

Zip Code

Social Security Number (Last 4 Digits)

Prefill My Data No, Thanks

By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.

Additionally, you authorize and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.

You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution

Internal Transfer

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There was a problem with your request

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload your valid picture ID

Click or tap here to capture or upload an image or document.

Do you have another applicant?

Yes

No

Continue Or Go Back
Or Finish Later

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information