For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

Open an Account

CU logo
Open an Account
Remove Product
Available Products
Standard Term Certificate - 3 Months

Enjoy safety and security, with even higher dividends. The longer you save, the more you earn with our term certificates.

Max APY: 0.15% Min Deposit: $1,000.00

Standard Term Certificate - 6 Months

Enjoy safety and security, with even higher dividends. The longer you save, the more you earn with our term certificates.

Max APY: 0.20% Min Deposit: $1,000.00

Standard Term Certificate - 12 Months

Enjoy safety and security, with even higher dividends. The longer you save, the more you earn with our term certificates.

Max APY: 0.35% Min Deposit: $1,000.00

Standard Term Certificate - 24 Months

Enjoy safety and security, with even higher dividends. The longer you save, the more you earn with our term certificates.

Max APY: 0.50% Min Deposit: $1,000.00

Standard Term Certificate - 36 Months

Enjoy safety and security, with even higher dividends. The longer you save, the more you earn with our term certificates.

Max APY: 0.75% Min Deposit: $1,000.00

Standard Term Certificate - 60 Months

Enjoy safety and security, with even higher dividends. The longer you save, the more you earn with our term certificates.

Max APY: 0.95% Min Deposit: $1,000.00

Free Checking with eStatements

The perfect account to simplify your day-to-day spending, with all the features you want and none of the costs. No minimum daily balance. No monthly service fee when you have eStatements.

Min Deposit: $25.00 Max Deposit: $500.00

Student Checking

Just starting out? Keep it simple and get off on the right foot financially with this account designed just for students—free with eStatements. No minimum daily balance. No monthly service fee when you have eStatements.

Min Deposit: $25.00 Max Deposit: $500.00

Regular Savings

Save up for something special. This account is a great way to make your money work for you, whether you’re saving up for a down payment or vacation, or building an emergency fund. No monthly service fee when $200 minimum balance is maintained ($5 otherwise).

Min Deposit: $25.00 Max Deposit: $500.00

Premier Membership Checking

Want your money to work for you? This hard-working account pays dividends on your checking balances. No monthly service fee when $10,000 minimum balance is maintained or with a USECU Mortgage ($15 otherwise).

Min Deposit: $100.00 Max Deposit: $500.00

Advantage Savings

Get in the savings habit and reach your goals faster with the account that rewards auto-transfers. Set up a minimum $35 monthly automatic transfer from your USECU Checking account and we waive the $5 monthly fee.

Min Deposit: $25.00 Max Deposit: $125.00

Holiday Savings

Be ready for holiday spending. Save up throughout the year and earn higher dividends that will be paid right when you need the money. No minimum balance. No monthly service fee. Dividends paid annually in November as long as you don’t make an early withdrawal.

Min Deposit: $5.00 Max Deposit: $500.00

Money Market Advantage

Earn more, with easy access to your money. $2,500 minimum balance. Tiered dividends. No monthly service fee when minimum balance is maintained ($10 otherwise).

Min Deposit: $100.00 Max Deposit: $500.00

APY (Annual Percentage Yield)
close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

CU logo
Funding
How much do you want to deposit?
$5.00

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
Success
Your Google Pay transaction is Successful Ok
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

CU logo
'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

For new account requests: Please attach a copy of your Primary Identification.

Co-Driver's License Scan

close
Speed up your application by capturing an image of the BACK of your US Driver's License. Don't care to use this feature? No Problem, just close the window.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

close
Speed up your application by capturing an image of the BACK of your US Driver's License. Don't care to use this feature? No Problem, just close the window.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

CU logo
Tell Us About Yourself

Joint Applicant Information

CU logo
About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
For new account requests: Please attach a copy of your Primary Identification.

Beneficiaries Information

CU logo
Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.