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Eligibility

Membership at Oregonians Credit Union is open to anyone who lives or works in Benton, Clackamas, Columbia, Crook, Deschutes, Jefferson, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill counties, or is an immediate family member of an existing member.

To comply with the USA Patriot Act we must gather some information about you. Confidentiality of the information gathered and used by the credit union will always be maintained as required under the Privacy Act. We are required to verify the identity of members applying for and opening new accounts or services with the credit union. Information we are required to obtain includes, name, mailing and residence addresses, tax identification number, date of birth, and a copy of a government issued photo ID. You will be given an opportunity to upload a copy of your identification during application completion.

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I live or work in one of the following Oregon counties:

I am an immediate family member of a current member of Oregonians Credit Union:

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Required Products

Select at least one of the following products required for membership

Regular Share

Our membership account that qualifies members to take advantage of our other products and services. Pays competitive dividends.

APY: 0.020% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Money Market Savings Certificate Account

Money Market

Earns higher dividends and maintains flexibility. Access by check, online or at any of our conveniently located branches.

Min Deposit: $2,500.00

High-Yield Checking

When you make at least 15 debit card transactions a month, this checking account pays you a competitive interest rate on your balances. No monthly fee or minimum balance requirement. No ATM fees when you access over 37,000 surcharge-free CO-OP ATMs.

Max APY: 6.000% Min Deposit: $0.00

Unlimited Checking

A basic checking account with unlimited cash-earning potential. When you set up an account alerts in digital banking, you'll earn cash every time you use your debit card. No monthly fees, minimum balance requirements, or monthly goals to earn cash.

Cash Back Spend

When you make at least 15 debit card transactions a month, this checking account pays you 6% cashback on your debit purchases (up to $12/month). No monthly fee or minimum balance requirement. No ATM fees when you access over 37,000 surcharge-free CO-OP ATMs.

High-Yield Savings

Pair this savings account with your High-Yield Checking, Cash Back Spend or Unlimited Checking account. When you meet your checking account's single requirement, you'll earn a great interest rate on your balances.

Max APY: 3.750% Min Deposit: $0.00

91 - 180 Day Certificate

APY: 3.100% Min Deposit: $1,000.00

181 - 365 Day Certificate

APY: 3.100% Min Deposit: $1,000.00

366 - 730 Day Certificate

APY: 3.500% Min Deposit: $500.00

731 - 1095 Day Certificate

APY: 4.050% Min Deposit: $500.00

1096 - 1460 Day Certificate

APY: 3.750% Min Deposit: $500.00

1461 - 1825 Day Certificate

APY: 3.500% Min Deposit: $500.00

Special Savings

APY: 0.020% Min Deposit: $5.00

Christmas Club

Offers a convenient way for you to save money for special purposes such as holidays, taxes or vacations.

APY: 0.020% Min Deposit: $5.00

Vacation Club

Offers a convenient way for you to save money for special purposes such as holidays, taxes or vacations.

APY: 0.020% Min Deposit: $5.00

Member Rewards

Required account when opening an Unlimited or Cash Back Spend checking account. This savings account is used to deposit your accumulated rewards from your Unlimited or Cash Back Spend checking account.

APY: 0.020%

Saver Hound Club

A great way to teach your children about money and the importance of saving.

APY: 0.190% Min Deposit: $5.00

Teen Club

Helps teens 13 to 17 learn how to manage their money and prepare for the future.

APY: 0.190% Min Deposit: $5.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.500%	1.250%	$0.00	N/A
.	5.820%	6.000%	$0.00	N/A

Dividend Rate	0.500%
APY:	1.250%
Min Deposit:	$0.00
Term (months):	N/A

Dividend Rate	5.820%
APY:	6.000%
Min Deposit:	$0.00
Term (months):	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.500%	0.500%	$0.00	N/A
.	3.680%	3.750%	$0.00	N/A

Dividend Rate	0.500%
APY:	0.500%
Min Deposit:	$0.00
Term (months):	N/A

Dividend Rate	3.680%
APY:	3.750%
Min Deposit:	$0.00
Term (months):	N/A

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