Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

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Available Products

Savings Checking Certificate Account Money Market

#Goals Savings

Setup automatic deposits and earn a crazy high rate to help you save money to achieve your #Goals!

APY: 2.51% Min Deposit: $0.00

Reward Savings Account

Your WCCU loan balances count toward your rate tier!

Max APY: 0.15% Min Deposit: $5.00

Share Savings Account

No minimum balance requirement. Free eBanking, Bill pay, eStatements and ATM/Debit Access.

APY: 0.05% Min Deposit: $5.00

eChecking Account

Earn more with your money! Earn a high rate for balances under $20,000 when you complete certain requirements.

Max APY: 2.00% Min Deposit: $10.00

Free Checking Account

Unlimited check writing. No monthly service charges. No minimum balance requirements. Free ATMs.

Max APY: 0.00% Min Deposit: $10.00

Interest Checking Account

Unlimited check writing. $10 monthly service charge is waived if a balance of $2,500 or more is maintained. Free ATMs.

Max APY: 0.10% Min Deposit: $0.00

15 Month CD Special

Our CD Specials offer a special rate and term for a limited time.

Max APY: 1.50% Min Deposit: $500.00

7 Month CD Special

Grow your savings! This is only being offered for a limited time so don’t miss out!

Max APY: 1.25% Min Deposit: $500.00

3 Month Certificate - Premier

Our Premier CD Special offers you a premier rate and the ability to make one penalty free withdrawal and unlimited deposits.

Max APY: 0.45% Min Deposit: $500.00

6 Month Certificate of Deposit

Earn higher interest at a fixed term, with a low minimum deposit requirement.

Max APY: 0.15% Min Deposit: $500.00

12 Month Certificate of Deposit

Earn higher interest at a fixed term, with a low minimum deposit requirement.

Max APY: 0.20% Min Deposit: $500.00

36 Month Certificate of Deposit

Earn higher interest at a fixed term, with a low minimum deposit requirement.

Max APY: 0.50% Min Deposit: $500.00

60 Month Certificate of Deposit

Earn higher interest at a fixed term, with a low minimum deposit requirement.

Max APY: 0.70% Min Deposit: $0.00

Interest Money Market Account

Earn higher interest. Balances of $75,000 or more earn our highest rate.

Max APY: 0.15% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit
.	0.10%	0.10%	$5.00
.	0.10%	0.10%	$10,000.00
.	0.10%	0.10%	$50,000.00
.	0.10%	0.10%	$100,000.00
.	0.15%	0.15%	$200,000.00

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.50%	0.50%	$20,000.00	0 (min)
.	1.98%	2.00%	$10.00	0 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$10.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	1.00%	1.00%	$500.00	15 (min)
.	1.24%	1.25%	$25,000.00	15 (min)
.	1.49%	1.50%	$50,000.00	15 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	1.24%	1.25%	$500.00	7 (min)

	Dividend Rate	APY	Minimum Deposit
.	0.05%	0.05%	$5.00
.	0.05%	0.05%	$5,000.00
.	0.05%	0.05%	$50,000.00

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.20%	0.20%	$500.00	3 (min)
.	0.20%	0.20%	$25,000.00	3 (min)
.	0.45%	0.45%	$50,000.00	3 (min)

	Dividend Rate	APY	Minimum Deposit
.	0.05%	0.05%	$5.00
.	0.05%	0.05%	$5,000.00
.	0.05%	0.05%	$50,000.00

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Description

Details

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Additional feature(s)

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

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We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From A Financial Institution

Internal Transfer

I agree to fund the account(s) with the method selected

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Alert Popup

There was a problem with your request

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

A copy of a valid government issued ID is required to complete this application. Please take a picture of the front and back of your ID here. You may also upload any additional documents pertaining to your application, such as proof of residence.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information