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Eligibility

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Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I Live, Work, Worship, Attend School, or Volunteer in

County.

I am a relative of a McCoy Federal Credit Union Member.

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Required Products

Select at least one of the following products required for membership

Primary Savings

The basic account you need to retain membership in the credit union. •Pays dividends •Can act as overdraft protection for your checking account. •Open your Savings Account for $5 or more ($5 par value member share is required). •$5 monthly service fee if monthly balance goes below $50.

Min Deposit: $15.00

You may select one of the following products

Available Products

Recommended Savings Checking Money Market Certificate Account

Super Saver

Christmas Club

Smarter Checking

$8 monthly service fee Reward points on debit card purchases, loan discounts, fully-managed identity theft recovery services and monitoring, Mobile Phone Coverage - $500 ($50 deductible) for repairs or replacement due to accidental damage, mechanical failure or theft.

Smart Checking

$5 monthly service fee Reward points on debit card purchases, loan discounts, fully-managed identity theft recovery services and monitoring.

Simply Checking

NO monthly service fee Basic checking account without a service fee or minimum balance.

Money Market Share Account (MMSA)

This is a special share account that allows you to write a limited number of checks each month. It pays dividends from the day of deposit to the day of withdrawal on the balance you keep. There is a $1,000 minimum deposit required to open the account.

6 Month Share Certificate

Max APY: 3.80% Min Deposit: $1,000.00

10 Month Share Certificate

Max APY: 2.78% Min Deposit: $1,000.00

12 Month Share Certificate

Max APY: 4.23% Min Deposit: $1,000.00

13 Month Share Certificate

Max APY: 2.78% Min Deposit: $1,000.00

15 Month Share Certificate

Max APY: 2.17% Min Deposit: $1,000.00

18 Month Share Certificate

Max APY: 2.17% Min Deposit: $1,000.00

23 Month Share Certificate

Max APY: 2.12% Min Deposit: $1,000.00

24 Month Share Certificate

Max APY: 2.43% Min Deposit: $1,000.00

36 Month Share Certificate

Max APY: 2.68% Min Deposit: $1,000.00

60 Month Share Certificate

Max APY: 3.20% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.74%	3.80%	$1,000.00	$1,000.00	N/A
.	3.74%	3.80%	$5,000.00	$1,000.00	N/A
.	3.74%	3.80%	$25,000.00	$1,000.00	N/A
.	3.74%	3.80%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.75%	2.78%	$1,000.00	$1,000.00	N/A
.	2.75%	2.78%	$5,000.00	$1,000.00	N/A
.	2.75%	2.78%	$25,000.00	$1,000.00	N/A
.	2.75%	2.78%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.15%	4.23%	$1,000.00	$1,000.00	N/A
.	4.15%	4.23%	$5,000.00	$1,000.00	N/A
.	4.15%	4.23%	$25,000.00	$1,000.00	N/A
.	4.15%	4.23%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.75%	2.78%	$1,000.00	$1,000.00	N/A
.	2.75%	2.78%	$5,000.00	$1,000.00	N/A
.	2.75%	2.78%	$25,000.00	$1,000.00	N/A
.	2.75%	2.78%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.15%	2.17%	$1,000.00	$1,000.00	N/A
.	2.15%	2.17%	$5,000.00	$1,000.00	N/A
.	2.15%	2.17%	$25,000.00	$1,000.00	N/A
.	2.15%	2.17%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	2.15%	2.17%	$1,000.00	$1,000.00	N/A
.	2.15%	2.17%	$5,000.00	$1,000.00	N/A
.	2.15%	2.17%	$25,000.00	$1,000.00	N/A
.	2.15%	2.17%	$100,000.00	$1,000.00	N/A

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of McCoy Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload a copy of your valid Driver’s License.
Note: If the address on your Driver’s License does not match the address provided, please upload proof of your current mailing address. Acceptable documents include a current Utility Bill, Bank Statement or Vehicle Registration.

Click or tap here to capture or upload an image or document.

Additional Information

What is your employment status?*

If you selected "Employed", "Self Employed", "Unemployed", "Retired" or "Disabled", what was/is your occupation?*

Will you be using a Safe Deposit Box?*

Will the initial deposit exceed $5,000?*

What is the source of funds for this initial deposit?*

If you selected other above, please describe your source of funds.*

Will you deposit or write checks?*

Will you be using mobile/remote deposit capture to deposit your checks?*

Will you deposit or withdraw cash?*

Approximately how much cash do you expect to deposit each month?*

Approximately how much cash do you expect to withdraw each month?*

Will you send or receive wire transactions?*

What is the expected monthly total wire transactions that you expect to send?*

What is the expected monthly total of wire transactions that you expect to receive?*

Are you Subject to Backup Withholding*

I affirm and certify that all the information and answers to questions herein are complete, true and correct to the best of my knowledge and belief.*

Yes

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Recommendation for best recognition:

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

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* Avoid glare

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

What is your employment status?*

If you selected "Employed", "Self Employed", "Unemployed", "Retired" or "Disabled", what was/is your occupation?*

Will you be using a Safe Deposit Box?*

Will the initial deposit exceed $5,000?*

What is the source of funds for this initial deposit?*

If you selected other above, please describe your source of funds.*

Will you deposit or write checks?*

Will you be using mobile/remote deposit capture to deposit your checks?*

Will you deposit or withdraw cash?*

Approximately how much cash do you expect to deposit each month?*

Approximately how much cash do you expect to withdraw each month?*

Will you send or receive wire transactions?*

What is the expected monthly total wire transactions that you expect to send?*

What is the expected monthly total of wire transactions that you expect to receive?*

Are you Subject to Backup Withholding*

I affirm and certify that all the information and answers to questions herein are complete, true and correct to the best of my knowledge and belief.*

Yes

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of McCoy Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Upload Documents

Click or tap here to capture or upload an image or document.

Additional Information

What is your employment status?*

If you selected "Employed", "Self Employed", "Unemployed", "Retired" or "Disabled", what was/is your occupation?*

Will you be using a Safe Deposit Box?*

Will the initial deposit exceed $5,000?*

What is the source of funds for this initial deposit?*

If you selected other above, please describe your source of funds.*

Will you deposit or write checks?*

Will you be using mobile/remote deposit capture to deposit your checks?*

Will you deposit or withdraw cash?*

Approximately how much cash do you expect to deposit each month?*

Approximately how much cash do you expect to withdraw each month?*

Will you send or receive wire transactions?*

What is the expected monthly total wire transactions that you expect to send?*

What is the expected monthly total of wire transactions that you expect to receive?*

Are you Subject to Backup Withholding*

I affirm and certify that all the information and answers to questions herein are complete, true and correct to the best of my knowledge and belief.*

Yes

Continue Or Go Back

Tell us about your beneficiaries

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Total beneficiary percent share: 0.00%

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Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

I have read, understand and retained a copy of McCoy Federal Credit Union's Account Disclosure Brochure. (English) / (Spanish)

I have read, understand and retained a copy of McCoy Federal Credit Union's Fee Schedule and E-Communication disclosure.

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