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Getting Started

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Select and add the personal account product(s) of your choice to your cart to begin the easy application process.

Important Information:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account we will ask your name, address, date of birth, and other information that will allow us to identify you.

Acceptable forms of identification (Drivers license, state issued photo ID or passport): We require one of these identification documents to open an account.
Contact Information: Please provide a cell phone number for use in a two-step verification process.
Documentation: We may contact you for additional supporting documents (such as proof of residence).
Joint Applicants: Please be ready to provide the documentation listed above for the Joint Applicant section of the application.
Please note: Account opening is subject to approval.

Annual Percentage Yield (APY) effective as of July 1, 2025.

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Available Products

Premier5 Banking

A premium account with free ATMs worldwide, rate benefits on select CDs and additional exclusive features.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

APY: 0.02% Min Deposit: $25.00

Premier5 Money Market

Earn a higher interest rate while maintaining immediate access to your funds, available exclusively to Premier5 Banking customers. If you do not have a Premier5 Banking account, you can add it to this application.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

Max APY: 1.55% Min Deposit: $2,500.00

APY (Annual Percentage Yield)

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Description

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Choose your rate

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Maturity Date

We apologize that we cannot open an account for you at this time. If you have questions, please call our Customer Service Center at 888-225-4636.

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution (max $1,000,000.00)

Internal Transfer

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*Required Field(s)

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There was a problem with your request

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Upload your personal and reference documents securely.

Click or tap here to capture or upload an image or document.

Additional Information

We will need a little more information from you regarding your connection to Cape Cod 5. Please select from the list below.

Note: For the purpose of opening an account online, the Bank's area of service is:

Counties: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk

Please provide more detail:*

Please provide; house /condo number, street name, city and zip code you are moving to:*

Please provide; house /condo number, street name, city and zip code of your second home:*

Please provide; house /condo number, street name, city and zip code you are purchasing:*

Please provide the name of your CC5 Mortgage Loan Officer:*

Do you anticipate performing any Incoming and Outgoing Domestic Wire Transfers?*

Do you anticipate performing any Incoming and Outgoing International Wire Transfers?*

Please identify the country or countries involved:*

Are you or any of your relatives or associates connected to the government of a country other than the United States?*

If you answered “Yes”, please provide an explanation regarding these associations.*

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

We will need a little more information from you regarding your connection to Cape Cod 5. Please select from the list below.

Note: For the purpose of opening an account online, the Bank's area of service is:

Counties: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk

Please provide more detail:*

Please provide; house /condo number, street name, city and zip code you are moving to:*

Please provide; house /condo number, street name, city and zip code of your second home:*

Please provide; house /condo number, street name, city and zip code you are purchasing:*

Please provide the name of your CC5 Mortgage Loan Officer:*

Do you anticipate performing any Incoming and Outgoing Domestic Wire Transfers?*

Do you anticipate performing any Incoming and Outgoing International Wire Transfers?*

Please identify the country or countries involved:*

Are you or any of your relatives or associates connected to the government of a country other than the United States?*

If you answered “Yes”, please provide an explanation regarding these associations.*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Upload Documents

Upload your personal and reference documents securely.

Click or tap here to capture or upload an image or document.

Additional Information

We will need a little more information from you regarding your connection to Cape Cod 5. Please select from the list below.

Note: For the purpose of opening an account online, the Bank's area of service is:

Counties: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk

Please provide more detail:*

Please provide; house /condo number, street name, city and zip code you are moving to:*

Please provide; house /condo number, street name, city and zip code of your second home:*

Please provide; house /condo number, street name, city and zip code you are purchasing:*

Please provide the name of your CC5 Mortgage Loan Officer:*

Do you anticipate performing any Incoming and Outgoing Domestic Wire Transfers?*

Do you anticipate performing any Incoming and Outgoing International Wire Transfers?*

Please identify the country or countries involved:*

Are you or any of your relatives or associates connected to the government of a country other than the United States?*

If you answered “Yes”, please provide an explanation regarding these associations.*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

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Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

Have comments

Please answer the following question(s)

How did you hear about Cape Cod 5?

Please select from the drop-down list below:*

Please type your answer to Other here

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Cape Cod Five Cents Savings Bank
Electronic Communications Disclosure

By opening and reviewing Cape Cod Five's eCommunication Disclosure and checking this box, you authorize Cape Cod Five Cents Savings Bank to provide all required disclosures in electronic form. In addition, you assert that your computer/device is capable of receiving all required disclosures. All of this is in accordance with the Bank's eCommunications Disclosure.

*Note: You can save or print the agreement via the link below.*

Yes, I consent to Cape Cod Five's eCommunication Disclosure

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

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Almost Done

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Fund Now with Plaid

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Almost Done

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Fund Now with Repay

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

How did you hear about Cape Cod 5?

One-Time Passcode

Document Verification

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Document Verification

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Open an Account

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

How did you hear about Cape Cod 5?

One-Time Passcode

Authentication Questions

Document Verification

Restart Popup

Document Verification

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Application Completed

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Alert Popup

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Access Denied