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What you'll need to apply:
Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account to help the government fight the funding of terrorism and money laundering activities. We will ask for your name, address, date of birth and other identifying information. We may also ask for your driver’s license information or other identifying documents. We may verify your identity via a series of interactive questions using commercially available databases containing information from public records, other financial institutions and consumer reporting agencies.
With our range of account options, you're sure to find an account that fits your needs. All of our checking and savings products come with free access to Online and Mobile Banking^ and Bill Pay services so you can enjoy all the extras without the extra cost.
Premium personal account for qualified private banking clients. Learn More
Max APY: 0.30%Min Deposit: $50.00
Private Client Money Market
High-yield money market account exclusively for qualified private banking clients. Learn More
APY: 3.05%Min Deposit: $50.00
APY (Annual Percentage Yield)
Your Selected Products
Would you like to link this account to an existing Capital City Bank debit card?*
Yes
No
Would you like a debit card for this new account?*
Yes
No
I have read and understand the Opt In disclosure for everyday ATM/Debit Card transactions. I authorize Capital City Bank to authorize and pay overdrafts on my ATM/Debit Card transactions. If you are not requesting a debit card please answer with N/A.*
Would you like to order checks for this account?*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
Would you like to link this account to an existing Capital City Bank debit card?*
Yes
No
Would you like a debit card for this new account?*
Yes
No
I have read and understand the Opt In disclosure for everyday ATM/Debit Card transactions. I authorize Capital City Bank to authorize and pay overdrafts on my ATM/Debit Card transactions. If you are not requesting a debit card please answer with N/A.*
Would you like to order checks for this account?*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
Would you like to link this account to an existing Capital City Bank debit card?*
Yes
No
Would you like a debit card for this new account?*
Yes
No
I have read and understand the Opt In disclosure for everyday ATM/Debit Card transactions. I authorize Capital City Bank to authorize and pay overdrafts on my ATM/Debit Card transactions. If you are not requesting a debit card please answer with N/A.*
Would you like to order checks for this account?*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
Would you like to link this account to an existing Capital City Bank debit card?*
Yes
No
Would you like a debit card for this new account?*
Yes
No
I have read and understand the Opt In disclosure for everyday ATM/Debit Card transactions. I authorize Capital City Bank to authorize and pay overdrafts on my ATM/Debit Card transactions. If you are not requesting a debit card please answer with N/A.*
Would you like to order checks for this account?*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
By checking this box, you agree that you understand the product terms and conditions for opening and maintaining the private client checking account, all accounts subject to approval.*
Would you like to link this account to an existing Capital City Bank debit card?*
Yes
No
Would you like a debit card for this new account?*
Yes
No
I have read and understand the Opt In disclosure for everyday ATM/Debit Card transactions. I authorize Capital City Bank to authorize and pay overdrafts on my ATM/Debit Card transactions. If you are not requesting a debit card please answer with N/A.*
Would you like to order checks for this account?*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
By checking this box, you agree that you understand the product terms and conditions for opening and maintaining the private client checking account, all accounts subject to approval.*
Would you like to order checks for this account?*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
Would you like to establish automatic transfers to your club account?*
How often do you want to deposit funds into your club account?*
Enter the date (mm/dd/yyyy) you want your automatic transfer deposits to begin. Subsequent automatic transfer deposits will occur based on the frequency you selected.*
Enter the amount of your automatic transfer deposit? (i.e. 50.00)*
Enter the Capital City Bank account number from which automatic transfer deposits should be made. Or you may enter “New Acct” to use the checking account you are applying for now.*
Account Type*
How do you prefer to receive your annual club account disbursement?*
Enter the Capital City Bank account number where you wish to receive your annual disbursement. Or you may enter “New Acct” to use the checking account you are applying for now.*
Account Type*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
Would you like to establish automatic transfers to your club account?*
How often do you want to deposit funds into your club account?*
Enter the date (mm/dd/yyyy) you want your automatic transfer deposits to begin. Subsequent automatic transfer deposits will occur based on the frequency you selected.*
Enter the amount of your automatic transfer deposit? (i.e. 50.00)*
Enter the Capital City Bank account number from which automatic transfer deposits should be made. Or you may enter “New Acct” to use the checking account you are applying for now.*
Account Type*
How do you prefer to receive your annual club account disbursement?*
Enter the Capital City Bank account number where you wish to receive your annual disbursement. Or you may enter “New Acct” to use the checking account you are applying for now.*
Account Type*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
Would you like to establish automatic transfers to your club account?*
How often do you want to deposit funds into your club account?*
Enter the date (mm/dd/yyyy) you want your automatic transfer deposits to begin. Subsequent automatic transfer deposits will occur based on the frequency you selected.*
Enter the amount of your automatic transfer deposit? (i.e. 50.00)*
Enter the Capital City Bank account number from which automatic transfer deposits should be made. Or you may enter “New Acct” to use the checking account you are applying for now.*
Account Type*
How do you prefer to receive your annual club account disbursement?*
Enter the Capital City Bank account number where you wish to receive your annual disbursement. Or you may enter “New Acct” to use the checking account you are applying for now.*
Account Type*
Would you like to enroll this account in online banking?*
Would you like to enroll in e-statements (requires online banking)?*
Would you like to establish automatic transfers to your club account?*
How often do you want to deposit funds into your club account?*
Enter the date (mm/dd/yyyy) you want your automatic transfer deposits to begin. Subsequent automatic transfer deposits will occur based on the frequency you selected.*
Enter the amount of your automatic transfer deposit? (i.e. 50.00)*
Enter the Capital City Bank account number from which automatic transfer deposits should be made. Or you may enter “New Acct” to use the checking account you are applying for now.*
Account Type*
How do you prefer to receive your annual club account disbursement?*
Enter the Capital City Bank account number where you wish to receive your annual disbursement. Or you may enter “New Acct” to use the checking account you are applying for now.*
By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.
Additionally, you authorize and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.
You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.
Enter Code
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Please enter the validation code that was sent to your mobile phone.
By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.
Additionally, you authorize and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.
You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
Please enter an Inquiry ID Code. This is a code or word that you choose and is used to identify you as the account holder whenever you call or inquire on an existing account. This code is to ensure confidentiality and therefore should only be known by you and the bank. This code is alpha-numeric with a maximum length of 15 and should not include your SSN, DOB, or mother's maiden name.*
Are you a US Citizen?*
What is your country of origin (home country or country of citizenship)?*
Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*
Do you have a US Individual Taxpayer Identification Number (ITIN)?*
What is your US Individual Taxpayer Identification Number?*
What is your Green Card identification number?*
Do you have citizenship with any other country?*
With what other countries do you have citizenship?*
Are you a frequent traveler?*
Do you travel outside the US?*
Please list the country or countries of travel*
Will you be using a safe deposit box?*
Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure? Examples include, Heads of State or of government, senior politicians, senior government, judicial or military officials, senior executives of state owned corporations, important political party officials.*
Are you an immediate family member or a close associate of someone who is currently, or who was a PEP?*
What is the nature of your relationship to him/her?*
What is the name (first name & last name) of the PEP?*
In what country is/was the person a PEP?*
What is the nature of your association with him/her?*
What is the name (first name & last name) of the PEP?*
In what country is/was the person a PEP?*
In what country are/were you a PEP?*
Are you an employee of an embassy, foreign consulate or foreign mission?*
What is your home country of the embassy, foreign consulate or foreign mission?*
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Please enter an Inquiry ID Code. This is a code or word that you choose and is used to identify you as the account holder whenever you call or inquire on an existing account. This code is to ensure confidentiality and therefore should only be known by you and the bank. This code is alpha-numeric with a maximum length of 15 and should not include your SSN, DOB, or mother's maiden name.*
Are you a US Citizen?*
What is your country of origin (home country or country of citizenship)?*
Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*
Do you have a US Individual Taxpayer Identification Number (ITIN)?*
What is your US Individual Taxpayer Identification Number?*
What is your Green Card identification number?*
Do you have citizenship with any other country?*
With what other countries do you have citizenship?*
Are you a frequent traveler?*
Do you travel outside the US?*
Please list the country or countries of travel*
Will you be using a safe deposit box?*
Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure? Examples include, Heads of State or of government, senior politicians, senior government, judicial or military officials, senior executives of state owned corporations, important political party officials.*
Are you an immediate family member or a close associate of someone who is currently, or who was a PEP?*
What is the nature of your relationship to him/her?*
What is the name (first name & last name) of the PEP?*
In what country is/was the person a PEP?*
What is the nature of your association with him/her?*
What is the name (first name & last name) of the PEP?*
In what country is/was the person a PEP?*
In what country are/were you a PEP?*
Are you an employee of an embassy, foreign consulate or foreign mission?*
What is your home country of the embassy, foreign consulate or foreign mission?*
Please enter an Inquiry ID Code. This is a code or word that you choose and is used to identify you as the account holder whenever you call or inquire on an existing account. This code is to ensure confidentiality and therefore should only be known by you and the bank. This code is alpha-numeric with a maximum length of 15 and should not include your SSN, DOB, or mother's maiden name.*
Are you a US Citizen?*
What is your country of origin (home country or country of citizenship)?*
Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*
Do you have a US Individual Taxpayer Identification Number (ITIN)?*
What is your US Individual Taxpayer Identification Number?*
What is your Green Card identification number?*
Do you have citizenship with any other country?*
With what other countries do you have citizenship?*
Are you a frequent traveler?*
Do you travel outside the US?*
Please list the country or countries of travel*
Will you be using a safe deposit box?*
Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure? Examples include, Heads of State or of government, senior politicians, senior government, judicial or military officials, senior executives of state owned corporations, important political party officials.*
Are you an immediate family member or a close associate of someone who is currently, or who was a PEP?*
What is the nature of your relationship to him/her?*
What is the name (first name & last name) of the PEP?*
In what country is/was the person a PEP?*
What is the nature of your association with him/her?*
What is the name (first name & last name) of the PEP?*
In what country is/was the person a PEP?*
In what country are/were you a PEP?*
Are you an employee of an embassy, foreign consulate or foreign mission?*
What is your home country of the embassy, foreign consulate or foreign mission?*
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
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