Required product establishing your prime relationship with FCCU. This account is used for internal processing purposes and remains at a zero balance.
APY: 0.02%Max Deposit: $1,000.00
Membership
All members have ownership in the credit union. This account holds your par value and provides the primary owner their voting rights.
Min Deposit: $5.00Max Deposit: $5.00
In addition, select one of the following products
Available Products
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (days)
0.10%
0.10%
$2,000,000.00
$0.00
N/A
0.15%
0.15%
$0.01
$0.00
N/A
0.50%
0.50%
$100,000.00
$0.00
N/A
0.75%
0.75%
$250,000.00
$0.00
N/A
1.25%
1.26%
$500,000.00
$0.00
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$2,000,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
0.15%
APY:
0.15%
Minimum Balance:
$0.01
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
0.50%
APY:
0.50%
Minimum Balance:
$100,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
0.75%
APY:
0.75%
Minimum Balance:
$250,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
1.25%
APY:
1.26%
Minimum Balance:
$500,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (days)
0.25%
0.25%
$0.01
$0.00
N/A
1.75%
1.76%
$5,000.00
$0.00
N/A
2.00%
2.02%
$100,000.00
$0.00
N/A
2.00%
2.02%
$250,000.00
$0.00
N/A
2.25%
2.27%
$500,000.00
$0.00
N/A
2.50%
2.53%
$1,000,000.00
$0.00
N/A
Dividend Rate
0.25%
APY:
0.25%
Minimum Balance:
$0.01
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
1.75%
APY:
1.76%
Minimum Balance:
$5,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
2.00%
APY:
2.02%
Minimum Balance:
$100,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
2.00%
APY:
2.02%
Minimum Balance:
$250,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
2.25%
APY:
2.27%
Minimum Balance:
$500,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
2.50%
APY:
2.53%
Minimum Balance:
$1,000,000.00
Min Deposit:
$0.00
Term (days):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.90%
3.90%
$1,000.00
$1,000.00
N/A
3.95%
3.99%
$10,000.00
$1,000.00
N/A
4.00%
4.04%
$50,000.00
$1,000.00
N/A
Dividend Rate
3.90%
APY:
3.90%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
3.95%
APY:
3.99%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
4.00%
APY:
4.04%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.25%
3.25%
$1,000.00
$1,000.00
N/A
3.40%
3.40%
$10,000.00
$1,000.00
N/A
3.50%
3.50%
$50,000.00
$1,000.00
N/A
Dividend Rate
3.25%
APY:
3.25%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
3.40%
APY:
3.40%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
3.50%
APY:
3.50%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.85%
2.88%
$1,000.00
$1,000.00
N/A
2.90%
2.93%
$10,000.00
$1,000.00
N/A
3.00%
3.03%
$50,000.00
$1,000.00
N/A
Dividend Rate
2.85%
APY:
2.88%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
2.90%
APY:
2.93%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
3.00%
APY:
3.03%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.85%
2.88%
$1,000.00
$1,000.00
N/A
2.90%
2.93%
$10,000.00
$1,000.00
N/A
3.00%
3.03%
$50,000.00
$1,000.00
N/A
Dividend Rate
2.85%
APY:
2.88%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
2.90%
APY:
2.93%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
3.00%
APY:
3.03%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.65%
2.68%
$1,000.00
$1,000.00
N/A
2.70%
2.73%
$10,000.00
$1,000.00
N/A
2.75%
2.78%
$50,000.00
$1,000.00
N/A
Dividend Rate
2.65%
APY:
2.68%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
2.70%
APY:
2.73%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
2.75%
APY:
2.78%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.65%
2.68%
$1,000.00
$1,000.00
N/A
2.70%
2.73%
$10,000.00
$1,000.00
N/A
2.75%
2.78%
$50,000.00
$1,000.00
N/A
Dividend Rate
2.65%
APY:
2.68%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
2.70%
APY:
2.73%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
2.75%
APY:
2.78%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
3.25%
3.25%
$1,000.00
$1,000.00
N/A
3.40%
3.40%
$10,000.00
$1,000.00
N/A
3.50%
3.50%
$50,000.00
$1,000.00
N/A
Dividend Rate
3.25%
APY:
3.25%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
3.40%
APY:
3.40%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
3.50%
APY:
3.50%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
N/A
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.85%
2.88%
$1,000.00
$1,000.00
24 (min)
2.90%
2.93%
$10,000.00
$1,000.00
24 (min)
3.00%
3.03%
$50,000.00
$1,000.00
24 (min)
Dividend Rate
2.85%
APY:
2.88%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
24 (min)
Dividend Rate
2.90%
APY:
2.93%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
24 (min)
Dividend Rate
3.00%
APY:
3.03%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
24 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.85%
2.88%
$1,000.00
$1,000.00
36 (min)
2.90%
2.93%
$10,000.00
$1,000.00
36 (min)
3.00%
3.03%
$50,000.00
$1,000.00
36 (min)
Dividend Rate
2.85%
APY:
2.88%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
36 (min)
Dividend Rate
2.90%
APY:
2.93%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
36 (min)
Dividend Rate
3.00%
APY:
3.03%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
36 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.65%
2.67%
$1,000.00
$1,000.00
48 (min)
2.70%
2.73%
$10,000.00
$1,000.00
48 (min)
2.75%
2.78%
$50,000.00
$1,000.00
48 (min)
Dividend Rate
2.65%
APY:
2.67%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
48 (min)
Dividend Rate
2.70%
APY:
2.73%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
48 (min)
Dividend Rate
2.75%
APY:
2.78%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
48 (min)
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
2.65%
2.68%
$1,000.00
$1,000.00
60 (min)
2.70%
2.73%
$10,000.00
$1,000.00
60 (min)
2.75%
2.78%
$50,000.00
$1,000.00
60 (min)
Dividend Rate
2.65%
APY:
2.68%
Minimum Balance:
$1,000.00
Min Deposit:
$1,000.00
Term (months):
60 (min)
Dividend Rate
2.70%
APY:
2.73%
Minimum Balance:
$10,000.00
Min Deposit:
$1,000.00
Term (months):
60 (min)
Dividend Rate
2.75%
APY:
2.78%
Minimum Balance:
$50,000.00
Min Deposit:
$1,000.00
Term (months):
60 (min)
Would you like to order a debit card to use for purchases or at an ATM? NOTE: This is required with all Kasasa checking products.*
Checking accounts are evaluated after six months of opening, and if qualified, would you like FCCU to authorize and pay overdrafts on your debit card transactions?*
Yes
No
Would you like check blanks for your checking account or will you access it through your debit card? NOTE: One free box of FCCU standard duplicate checks at account opening.*
Do you currently have a Kasasa account?*
Yes
No
Are you interested in a product that comes highly recommended by members who have fallen victim to identity theft? It is a low cost solution at $3 per month covering all family within your household for all types of fraud - not just financial fraud - that provides a professional recovery advocate that would assist you throughout the recovery process.*
Yes
No
If you open a savings account with your checking, you can set the savings up to cover your checking in the event of an unexpected overdraft. Do you have a savings with FCCU?*
Since you have a savings, would you like that savings to cover your checking in the event of an unexpected overdraft?*
Yes
No
Please indicate the account number and suffix of the savings account(s) you would like to transfer to cover an unexpected overdraft.*
Do you reside in the state of MN or are you opening this account at a branch located in MN?*
Yes
No
Have you had a transaction account at this or another financial institution within 12 months before making this application?*
Yes
No
If yes, please input the name of the financial institution.*
Have you had a transaction account closed by a financial institution without your consent within 12 months before making this application?*
Yes
No
If yes, please list reason for closure.*
Have you been convicted of a criminal offense because of the use of a check or other similar item within 24 months of making this application?*
Yes
No
Would you like to order a debit card to use for purchases or at an ATM? NOTE: This is required with all Kasasa checking products.*
Checking accounts are evaluated after six months of opening, and if qualified, would you like FCCU to authorize and pay overdrafts on your debit card transactions?*
Yes
No
Would you like check blanks for your checking account or will you access it through your debit card? NOTE: One free box of FCCU standard duplicate checks at account opening.*
Do you currently have a Kasasa account?*
Yes
No
Are you interested in a product that comes highly recommended by members who have fallen victim to identity theft? It is a low cost solution at $3 per month covering all family within your household for all types of fraud - not just financial fraud - that provides a professional recovery advocate that would assist you throughout the recovery process.*
Yes
No
If you open a savings account with your checking, you can set the savings up to cover your checking in the event of an unexpected overdraft. Do you have a savings with FCCU?*
Since you have a savings, would you like that savings to cover your checking in the event of an unexpected overdraft?*
Yes
No
Please indicate the account number and suffix of the savings account(s) you would like to transfer to cover an unexpected overdraft.*
Do you reside in the state of MN or are you opening this account at a branch located in MN?*
Yes
No
Have you had a transaction account at this or another financial institution within 12 months before making this application?*
Yes
No
If yes, please input the name of the financial institution.*
Have you had a transaction account closed by a financial institution without your consent within 12 months before making this application?*
Yes
No
If yes, please list reason for closure.*
Have you been convicted of a criminal offense because of the use of a check or other similar item within 24 months of making this application?*
Yes
No
Would you like to order a debit card to use for purchases or at an ATM? NOTE: This is required with all Kasasa checking products.*
Checking accounts are evaluated after six months of opening, and if qualified, would you like FCCU to authorize and pay overdrafts on your debit card transactions?*
Yes
No
Would you like check blanks for your checking account or will you access it through your debit card? NOTE: One free box of FCCU standard duplicate checks at account opening.*
Do you currently have a Kasasa account?*
Yes
No
Are you interested in a product that comes highly recommended by members who have fallen victim to identity theft? It is a low cost solution at $3 per month covering all family within your household for all types of fraud - not just financial fraud - that provides a professional recovery advocate that would assist you throughout the recovery process.*
Yes
No
If you open a savings account with your checking, you can set the savings up to cover your checking in the event of an unexpected overdraft. Do you have a savings with FCCU?*
Since you have a savings, would you like that savings to cover your checking in the event of an unexpected overdraft?*
Yes
No
Please indicate the account number and suffix of the savings account(s) you would like to transfer to cover an unexpected overdraft.*
Do you reside in the state of MN or are you opening this account at a branch located in MN?*
Yes
No
Have you had a transaction account at this or another financial institution within 12 months before making this application?*
Yes
No
If yes, please input the name of the financial institution.*
Have you had a transaction account closed by a financial institution without your consent within 12 months before making this application?*
Yes
No
If yes, please list reason for closure.*
Have you been convicted of a criminal offense because of the use of a check or other similar item within 24 months of making this application?*
Yes
No
Would you like to order a debit card to use for purchases or at an ATM? NOTE: This is required with all Kasasa checking products.*
Checking accounts are evaluated after six months of opening, and if qualified, would you like FCCU to authorize and pay overdrafts on your debit card transactions?*
Yes
No
Would you like check blanks for your checking account or will you access it through your debit card? NOTE: One free box of FCCU standard duplicate checks at account opening.*
Do you currently have a Kasasa account?*
Yes
No
Are you interested in a product that comes highly recommended by members who have fallen victim to identity theft? It is a low cost solution at $3 per month covering all family within your household for all types of fraud - not just financial fraud - that provides a professional recovery advocate that would assist you throughout the recovery process.*
Yes
No
If you open a savings account with your checking, you can set the savings up to cover your checking in the event of an unexpected overdraft. Do you have a savings with FCCU?*
Since you have a savings, would you like that savings to cover your checking in the event of an unexpected overdraft?*
Yes
No
Please indicate the account number and suffix of the savings account(s) you would like to transfer to cover an unexpected overdraft.*
Do you reside in the state of MN or are you opening this account at a branch located in MN?*
Yes
No
Have you had a transaction account at this or another financial institution within 12 months before making this application?*
Yes
No
If yes, please input the name of the financial institution.*
Have you had a transaction account closed by a financial institution without your consent within 12 months before making this application?*
Yes
No
If yes, please list reason for closure.*
Have you been convicted of a criminal offense because of the use of a check or other similar item within 24 months of making this application?*
Yes
No
Would you like to order a debit card to use for purchases or at an ATM? NOTE: This is required with all Kasasa checking products.*
Checking accounts are evaluated after six months of opening, and if qualified, would you like FCCU to authorize and pay overdrafts on your debit card transactions?*
Yes
No
Would you like check blanks for your checking account or will you access it through your debit card? NOTE: One free box of FCCU standard duplicate checks at account opening.*
Are you interested in a product that comes highly recommended by members who have fallen victim to identity theft? It is a low cost solution at $3 per month covering all family within your household for all types of fraud - not just financial fraud - that provides a professional recovery advocate that would assist you throughout the recovery process.*
Yes
No
If you open a savings account with your checking, you can set the savings up to cover your checking in the event of an unexpected overdraft. Do you have a savings with FCCU?*
Since you have a savings, would you like that savings to cover your checking in the event of an unexpected overdraft?*
Yes
No
Please indicate the account number and suffix of the savings account(s) you would like to transfer to cover an unexpected overdraft.*
Do you reside in the state of MN or are you opening this account at a branch located in MN?*
Yes
No
Have you had a transaction account at this or another financial institution within 12 months before making this application?*
Yes
No
If yes, please input the name of the financial institution.*
Have you had a transaction account closed by a financial institution without your consent within 12 months before making this application?*
Yes
No
If yes, please list reason for closure.*
Have you been convicted of a criminal offense because of the use of a check or other similar item within 24 months of making this application?*
Yes
No
Would you like to order a debit card to use for purchases or at an ATM? NOTE: This is required with all Kasasa checking products.*
Checking accounts are evaluated after six months of opening, and if qualified, would you like FCCU to authorize and pay overdrafts on your debit card transactions?*
Yes
No
Would you like check blanks for your checking account or will you access it through your debit card? NOTE: One free box of FCCU standard duplicate checks at account opening.*
Are you interested in a product that comes highly recommended by members who have fallen victim to identity theft? It is a low cost solution at $3 per month covering all family within your household for all types of fraud - not just financial fraud - that provides a professional recovery advocate that would assist you throughout the recovery process.*
Yes
No
If you open a savings account with your checking, you can set the savings up to cover your checking in the event of an unexpected overdraft. Do you have a savings with FCCU?*
Since you have a savings, would you like that savings to cover your checking in the event of an unexpected overdraft?*
Yes
No
Please indicate the account number and suffix of the savings account(s) you would like to transfer to cover an unexpected overdraft.*
Do you reside in the state of MN or are you opening this account at a branch located in MN?*
Yes
No
Have you had a transaction account at this or another financial institution within 12 months before making this application?*
Yes
No
If yes, please input the name of the financial institution.*
Have you had a transaction account closed by a financial institution without your consent within 12 months before making this application?*
Yes
No
If yes, please list reason for closure.*
Have you been convicted of a criminal offense because of the use of a check or other similar item within 24 months of making this application?*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
Are you interested in managing your account online?*
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
close
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Mailing a check to fund your account? Please send the check to:
FIRST COMMUNITY CREDIT UNIONATTN: MEMBER SERVICE FUNDINGPO BOX 2180JAMESTOWN, ND 58402-2180
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.