XA Mobile

Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

If you live in New Jersey, New York, or Pennsylvania, joining the American Consumer Council will make you eligible to join Garden Savings Federal Credit Union*.

Select your eligibility

Live, Work, Worship, or Attend School

Area of Association

I am a Family Member of a Current Member

Member's Name

I am affiliated with one of the following organizations

Select Organization

Remove Product

Remove

Cancel

Required Products

Select at least one of the following products required for membership

Regular Share

A customer might be right some of the time, but here a member (and owner) is always right. Enjoy all of our great benefits for just $5.

APY: 0.05% Min Deposit: $5.00 Max Deposit: $50.00

You may select one of the following products

Available Products

Savings Checking Money Market Certificate Account

High Yield Savings

Your savings called. It wants a promotion. The more you save, the more you earn. High Yield Savings rewards bigger balances with higher dividend rates - because your money should work harder, too.

Click for Product Details, Rate, Fees

Max APY: 0.50% Min Deposit: $0.00 Max Deposit: $50.00

Holiday Club

Future you is already thankful. A little here. A little there. A lot less stress later. Celebrate easier.

APY: 0.50% Min Deposit: $5.00 Max Deposit: $50.00

Accelerate Savings

Your couch isn't the only thing that should be comfortable. Accelerate Savings helps your money earn more while it hangs out.

Click for Product Details, Rate, Fees

APY: 3.75% Min Deposit: $25.00 Max Deposit: $50.00

Vacation Club

Leave your savings intact for rainy days. For those other days that include sun and fun, turn to your club funds to pay for it all.

APY: 0.10% Min Deposit: $5.00 Max Deposit: $50.00

Basic Checking

Everything you need. Nothing you don't. No monthly maintenance fees. No minimum balance. No drama.

Click for Product Details, Rate, Fees

Min Deposit: $0.00 Max Deposit: $50.00

Silver Checking

Say goodbye to letting your cash sit around for free. Silver Checking keeps things simple while helping your money earn a little something, too.

Click for Product Details, Rate, Fees

APY: 0.05% Min Deposit: $5.00 Max Deposit: $50.00

Debit Rewards Checking

Your debit card gets plenty of use. It might as well start pulling its weight. Use your debit card like you normally do and earn rewards along the way — if your money's already leaving the account, it should at least do something nice before it goes.

Click for Product Details, Rate, Fees

Min Deposit: $5.00 Max Deposit: $50.00

Platinum Rate Rewards

Meet Platinum Rate Rewards — The checking account that rewards you for doing what you'd do anyway.

Click for Product Details, Rate, Fees

Min Deposit: $5.00 Max Deposit: $50.00

Platinum Money Market

Your money should be pulling its weight. Got a larger balance sitting there? Put it to work for you.

Click for Product Details, Rate, Fees

Max APY: 3.10% Min Deposit: $50.00 Max Deposit: $1,000.00

5Months Regular Non-Flex CD

Some goals come with a date circled on the calendar. Whatever you're saving for, Share Certificates help you get there with a guaranteed rate and a clear timeline.

Click for Product Details, Rate, Fees

APY: 1.75% Min Deposit: $500.00 Max Deposit: $50,000.00

6 Months Regular Non-Flex CD

APY: 3.50% Min Deposit: $500.00 Max Deposit: $50,000.00

7Months Regular Non-Flex CD

APY: 2.75% Min Deposit: $500.00 Max Deposit: $50,000.00

9Months Regular Non-Flex CD

APY: 2.75% Min Deposit: $500.00 Max Deposit: $50,000.00

12 Months Regular Non-Flex CD

Some goals come with a date circled on the calendar. Whatever you're saving for, Share Certificates help you get there with a guaranteed rate and a clear timeline.

Click for Promotion Details, Product Details, Rate, Fees

APY: 3.90% Min Deposit: $500.00 Max Deposit: $50,000.00

18 Months Regular Non-Flex CD

APY: 3.25% Min Deposit: $500.00 Max Deposit: $50,000.00

24 Months Regular Non-Flex CD

APY: 3.00% Min Deposit: $500.00 Max Deposit: $50,000.00

36 Months Regular Non-Flex CD

APY: 3.00% Min Deposit: $500.00 Max Deposit: $50,000.00

37 Months Regular Non-Flex CD

APY: 3.49% Min Deposit: $500.00 Max Deposit: $50,000.00

48 Months Regular Non Flex CD

APY: 3.00% Min Deposit: $500.00 Max Deposit: $50,000.00

60 Months Regular Non Flex CD

APY: 3.00% Min Deposit: $500.00 Max Deposit: $50,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	N/A
.	0.30%	0.30%	$0.00	N/A
.	0.50%	0.50%	$0.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.00%	0.00%	$50.00	N/A
.	1.34%	1.35%	$50.00	N/A
.	1.59%	1.60%	$50.00	N/A
.	1.83%	1.85%	$50.00	N/A
.	2.08%	2.10%	$50.00	N/A
.	2.57%	2.60%	$50.00	N/A
.	2.81%	2.85%	$50.00	N/A
.	3.06%	3.10%	$50.00	N/A

Continue

Verify Your Email

We sent a verification code to your email .

Please check your inbox (and spam folder) and enter the code here.

Didn't receive it? Go back to verify your email address or use a different email.

Enter Verification Code

Submit Code Go Back

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Return to Application Cancel Application

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $500.00)

Mail A Check

Internal Transfer

Continue Or Go Back

*Required Field(s)

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Garden Savings FCU?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload your ID and If your License does not match your address please upload supporting documentation.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Garden Savings FCU?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please upload your ID and If your License does not match your address please upload supporting documentation.

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

Have comments

Please answer the following question(s)

Promo Code

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Disclosures

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Send

I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Return to our website

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Plaid

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Repay

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

There was a problem with your request

Restart will clear all data and return to the main page. Are you sure?

Yes No

Return to our website

Verify Your Email

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

One-Time Passcode

Document Verification

Restart Popup

Document Verification

Restart Popup

Alert Popup

Alert Popup

Restart Popup

New Membership

Verify Your Email

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

Restart Popup

Document Verification

Restart Popup

Application Completed

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Congratulations

Funds Pending

Almost Done

Alert Popup

Restart Popup

Access Denied