Heritage offers overdraft protection coverage from your primary share account. By accepting this optional coverage, a transfer may be made from your primary share account to cover items attempting to clear your checking with insufficient funds, which may otherwise be paid through Overdraft Tolerance or be returned unpaid.

OPT IN: Yes – I want Heritage to transfer funds from my primary share account (if funds are available) to my checking account in the event of an overdraft.

OPT OUT: No – I do not want Heritage transfer funds from my primary share account to my checking account in the event of an overdraft. I understand this may result in more costly overdraft fees.

Once your checking account is open for 90 days it will be evaluated for qualification in Heritage’s Overdraft Tolerance Program. If your account qualifies, Heritage may pay checks, ACH debits, or other automatic withdrawals, which may overdraw your account and result in the assessment of a fee.

OPT IN: Yes – I want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

OPT OUT: No – I do not want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

You may change this election in the future by contacting us.

If you are approved for Overdraft Tolerance, you may request that Heritage authorize and pay overdrafts on everyday debit card transactions.

What You Need to Know About Overdrafts

Click the link above to review important information before making your selection below.

OPT IN: Yes – I want Heritage to authorize and pay overdrafts on everyday debit card transactions.

OPT OUT: No – I do not want Heritage to authorize and pay overdrafts on everyday debit card transactions.

You may change this election in the future by contacting us or doing so through Digital Banking.

With a Heritage debit card, you can just tap it! Plus, you can choose the color that vibes with you. View your colors options here and make your color selection below.

If you’re adding a joint owner to your checking account, let them express their personality by choosing their own color below.

Heritage offers overdraft protection coverage from your primary share account. By accepting this optional coverage, a transfer may be made from your primary share account to cover items attempting to clear your checking with insufficient funds, which may otherwise be paid through Overdraft Tolerance or be returned unpaid.

OPT IN: Yes – I want Heritage to transfer funds from my primary share account (if funds are available) to my checking account in the event of an overdraft.

OPT OUT: No – I do not want Heritage transfer funds from my primary share account to my checking account in the event of an overdraft. I understand this may result in more costly overdraft fees.

Once your checking account is open for 90 days it will be evaluated for qualification in Heritage’s Overdraft Tolerance Program. If your account qualifies, Heritage may pay checks, ACH debits, or other automatic withdrawals, which may overdraw your account and result in the assessment of a fee.

OPT IN: Yes – I want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

OPT OUT: No – I do not want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

You may change this election in the future by contacting us.

If you are approved for Overdraft Tolerance, you may request that Heritage authorize and pay overdrafts on everyday debit card transactions.

What You Need to Know About Overdrafts

Click the link above to review important information before making your selection below.

OPT IN: Yes – I want Heritage to authorize and pay overdrafts on everyday debit card transactions.

OPT OUT: No – I do not want Heritage to authorize and pay overdrafts on everyday debit card transactions.

You may change this election in the future by contacting us or doing so through Digital Banking.

With a Heritage debit card, you can just tap it! Plus, you can choose the color that vibes with you. View your colors options here and make your color selection below.

If you’re adding a joint owner to your checking account, let them express their personality by choosing their own color below.

Heritage offers overdraft protection coverage from your primary share account. By accepting this optional coverage, a transfer may be made from your primary share account to cover items attempting to clear your checking with insufficient funds, which may otherwise be paid through Overdraft Tolerance or be returned unpaid.

OPT IN: Yes – I want Heritage to transfer funds from my primary share account (if funds are available) to my checking account in the event of an overdraft.

OPT OUT: No – I do not want Heritage transfer funds from my primary share account to my checking account in the event of an overdraft. I understand this may result in more costly overdraft fees.

Once your checking account is open for 90 days it will be evaluated for qualification in Heritage’s Overdraft Tolerance Program. If your account qualifies, Heritage may pay checks, ACH debits, or other automatic withdrawals, which may overdraw your account and result in the assessment of a fee.

OPT IN: Yes – I want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

OPT OUT: No – I do not want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

You may change this election in the future by contacting us.

If you are approved for Overdraft Tolerance, you may request that Heritage authorize and pay overdrafts on everyday debit card transactions.

What You Need to Know About Overdrafts

Click the link above to review important information before making your selection below.

OPT IN: Yes – I want Heritage to authorize and pay overdrafts on everyday debit card transactions.

OPT OUT: No – I do not want Heritage to authorize and pay overdrafts on everyday debit card transactions.

You may change this election in the future by contacting us or doing so through Digital Banking.

With a Heritage debit card, you can just tap it! Plus, you can choose the color that vibes with you. View your colors options here and make your color selection below.

If you’re adding a joint owner to your checking account, let them express their personality by choosing their own color below.

Heritage offers overdraft protection coverage from your primary share account. By accepting this optional coverage, a transfer may be made from your primary share account to cover items attempting to clear your checking with insufficient funds, which may otherwise be paid through Overdraft Tolerance or be returned unpaid.

OPT IN: Yes – I want Heritage to transfer funds from my primary share account (if funds are available) to my checking account in the event of an overdraft.

OPT OUT: No – I do not want Heritage transfer funds from my primary share account to my checking account in the event of an overdraft. I understand this may result in more costly overdraft fees.

Once your checking account is open for 90 days it will be evaluated for qualification in Heritage’s Overdraft Tolerance Program. If your account qualifies, Heritage may pay checks, ACH debits, or other automatic withdrawals, which may overdraw your account and result in the assessment of a fee.

OPT IN: Yes – I want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

OPT OUT: No – I do not want my account evaluated for qualification in Heritage’s Overdraft Tolerance Program.

You may change this election in the future by contacting us.

If you are approved for Overdraft Tolerance, you may request that Heritage authorize and pay overdrafts on everyday debit card transactions.

What You Need to Know About Overdrafts

Click the link above to review important information before making your selection below.

OPT IN: Yes – I want Heritage to authorize and pay overdrafts on everyday debit card transactions.

OPT OUT: No – I do not want Heritage to authorize and pay overdrafts on everyday debit card transactions.

You may change this election in the future by contacting us or doing so through Digital Banking.

With a Heritage debit card, you can just tap it! Plus, you can choose the color that vibes with you. View your colors options here and make your color selection below.

If you’re adding a joint owner to your checking account, let them express their personality by choosing their own color below.